$549,000

For sale

22 Elm Street, St. Catharines (Oakdale) - Single Family for Sale

22 Elm Street, St. Catharines (Oakdale), Ontario, L2P2B7

4 beds2 baths3 parking1,300 ft²29 × 132 ft (3,871 sq ft) lot sizeListed 13 days ago

Overview

This 4-bedroom, 2-bathroom home in St. Catharines is for sale offering roughly 1,300 sq ft of space. Its $549,000 asking price sits right in line with the $567,899 median in St. Catharines. It has been on the market 13 days, fresher than the St. Catharines average of 78 days.

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Description

Beautiful 2018-Built Semi-Detached Bungalow with a Finished Basement & Separate Side Entrance! Welcome to this beautifully maintained 2-bedroom semi-detached bungalow offering approximately 1,268 sq. ft. of living space in one of St. Catharines' most desirable neighbourhoods! Built in 2018, this home combines modern construction, functional design, and exceptional versatility, making it an ideal opportunity for first-time homebuyers, growing families, or savvy investors. The professionally finished basement features a separate side entrance and a 2-bedroom in-law/nanny suite, offering excellent potential for extended family living or additional income opportunities, subject to applicable municipal requirements. With its flexible layout and added living space, this property offers outstanding value and versatility. Whether you're looking to enter the real estate market, accommodate extended family, or expand your investment portfolio, this home presents an excellent opportunity in a sought-after St. Catharines location. Don't miss your chance to own this fantastic property with incredible potential! A must-see home offering comfort, flexibility, and investment appeal! (id:66096)

Property Details

MLS®: X14108118
Property Type: Single Family
Zoning: R2
Bedrooms: 4
Beds (above / below): 2 above · 2 below
Bathrooms: 2
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 29 × 132 ft (3,871 sq ft)
Frontage: 29 ft
Storeys: 1
Style: Bungalow
Basement: Apartment in basement, Separate entrance, N/A, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Garage
Fireplace: Yes
Ownership

Rooms

Main level

Family room: 7.3 x 3.95 meters
Dining room: 4.53 x 3.14 meters
Kitchen: 4.24 x 2.9 meters
Primary Bedroom: 5.28 x 4.1 meters
Bedroom 2: 4.06 x 3.04 meters

Basement

Family room: 5.86 x 3.81 meters
Kitchen: 6.4 x 3.1 meters
Bedroom 3: 3.36 x 2.97 meters
Bedroom 4: 4.43 x 2.96 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Refrigerator, Gas stove(s)
Flooring: Vinyl
Foundation: Unknown
Exterior: Brick, Aluminum siding
Lot Features: Irregular lot size

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

13d

St. Catharines (Oakdale) listings, avg age

78d

Price / ft²

$422

List price

$549K

Haho

This 4-bed single family in St. Catharines (Oakdale) has been listed for 13 days, which is 65 days fresher than the city average of 78. Act while there is still low competition.

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Listed by RE/MAX REALTY SPECIALISTS INC. · SANIE LODI

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2P)

This home lists at $549,000, about 7.7× the local median household income of $71,000.

Carrying it typically needs a household income of about $107,239 (20% down, 25-yr amortization, stress-tested) — roughly 51% above the area median.

Median household income: $71,000
Population: 15,128
Median age: 40
Owner / renter: 64% / 36%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA L2P)

$549,000· $422/ft²

For sale

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Full Cost Breakdown

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Down Payment5.45% · $29,900.00

Min 5.45%50%

Mortgage payment$2,878/mo

↳ CMHC premium ($20,764 capitalized)

Property tax (est.)$486/mo

Total monthly$3,364

Cash Needed to Close

Down payment (5.45%)$29,900

Land transfer tax$7,455

Est. closing costs$4,147

Total cash needed$41,502

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