$350,000

For sale

20 Stuart Avenue, St. Catharines (Downtown) - Single Family for Sale

20 Stuart Avenue, St. Catharines (Downtown), Ontario, L2R1M7

4 beds3 baths3 parking1,300 ft²34 × 108 ft (3,701 sq ft) lot sizeListed 68 days ago

Overview

This 4-bedroom, 3-bathroom home in St. Catharines is for sale offering roughly 1,300 sq ft of space. Listed at $350,000, it is attractively priced about 29% below the $495,000 median asking price in St. Catharines. It has been on the market 68 days, fresher than the St. Catharines average of 72 days.

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Description

Welcome to 20 Stuart Avenue, located on a quiet street in central St. Catharines. This 1.5-storey home offers a versatile layout with four bedrooms in total, including a convenient main floor bedroom with two closets, two additional bedrooms upstairs, and a fourth bedroom in the basement. The main floor features a spacious bathroom, while the second level offers a convenient 2-piece bath and the basement includes an additional 3-piece. Off the kitchen, a practical mudroom provides access to the fully fenced backyard, complete with a single detached garage and a bonus workshop at the rear. A private driveway accommodates two vehicles, and the property's central location offers easy access to schools, parks, shopping, public transit, and everyday amenities. Offering plenty of potential, this home is ready for your vision and personal touch. Being sold in as-is, where-is condition, it has been priced to reflect the updates and repairs required. (id:66096)

Property Details

MLS®: X13722920
Property Type: Single Family
Zoning: R1
Bedrooms: 4
Beds (above / below): 3 above · 1 below
Bathrooms: 3
Half Baths: 1
Parking: 3
Interior Size: 1,300 ft²
Lot Size: 34 × 108 ft (3,701 sq ft)
Frontage: 34 ft
Storeys: 1
Basement: Partially finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Ownership: Freehold
Property Tax

Rooms

Main level

Living room: 3.41 x 3.23 meters
Dining room: 3.78 x 3.93 meters
Kitchen: 3.41 x 2.44 meters
Bedroom: 3.2 x 3.57 meters
Bathroom
Mud room: 1.25 x 2.01 meters

Basement

Bedroom 4: 4.15 x 3.29 meters
Bathroom
Games room: 5.49 x 2.84 meters

Second level

Bedroom 2: 4 x 3.69 meters

Features

Appliances: All, Window Coverings
Foundation: Brick
Exterior: Aluminum siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

68d

St. Catharines (Downtown) listings, avg age

72d

Price / ft²

$269

List price

$350K

Haho

This 4-bed single family in St. Catharines (Downtown) has been listed for 68 days, which is 4 days fresher than the city average of 72. Act while there is still low competition.

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Listed by BOLDT REALTY INC., BROKERAGE · Tara Sabadin

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2R)

This home lists at $350,000, about 5.7× the local median household income of $61,200.

Carrying it typically needs a household income of about $68,367 (20% down, 25-yr amortization, stress-tested) — roughly 12% above the area median.

Median household income: $61,200
Population: 25,558
Median age: 40.4
Owner / renter: 50% / 50%
Avg. household size: 2.1

Source: Statistics Canada, 2021 Census (FSA L2R)

$350,000· $269/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $17,500

Min 5%50%

Mortgage payment$1,843/mo

↳ CMHC premium ($13,300 capitalized)

Property tax (est.)$290/mo

Total monthly$2,134

Cash Needed to Close

Down payment (5%)$17,500

Land transfer tax$3,725

Est. closing costs$3,550

Total cash needed$24,775

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