$399,900

For sale

174 Beech Street, St. Catharines (Downtown) - Single Family for Sale

174 Beech Street, St. Catharines (Downtown), Ontario, L2R2C6

3 beds1 bath1 parking900 ft²28 × 66 ft (1,848 sq ft) lot sizeListed 47 days ago

Overview

This 3-bedroom, 1-bathroom home in St. Catharines is for sale offering roughly 900 sq ft of space. Listed at $399,900, it is attractively priced about 19% below the $495,000 median asking price in St. Catharines. It has been on the market 47 days, fresher than the St. Catharines average of 72 days.

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Description

Located in the desirable Fitzgerald neighbourhood of St. Catharines, this charming home offers a private driveway and a sunny, open main floor with the inviting feel of a cottage in the city. The home features three bedrooms and numerous recent updates, including an updated kitchen, improvements to the plumbing and wiring. Conveniently located close to downtown amenities, schools, parks, shopping, and transit. Step outside to a cozy backyard with a mature garden, creating a peaceful and inviting outdoor retreat. A warm and welcoming home filled with character, thoughtful updates, and charm - you will feel the love and care that has been poured into this home. (id:66096)

Property Details

MLS®: X13801064
Property Type: Single Family
Zoning: R2
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 1
Interior Size: 900 ft²
Lot Size: 28 × 66 ft (1,848 sq ft)
Frontage: 28 ft
Storeys: 2
Basement: Unfinished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $2,449/yr
Listed

Rooms

Main level

Living room: 5.28 x 3.49 meters
Dining room: 3.15 x 3.49 meters
Kitchen: 2.13 x 3.49 meters
Mud room: 1.3 x 1 meters

Second level

Bathroom: 1.75 x 1.8 meters
Bedroom: 2.3 x 3.53 meters
Bedroom: 2.81 x 3.53 meters
Primary Bedroom: 4.4 x 2.44 meters

Basement

Workshop: 5.04 x 6.78 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Water meter, Dishwasher, Stove, Dryer
Foundation: Block
Exterior: Aluminum siding
Lot Features: Flat site

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

47d

St. Catharines (Downtown) listings, avg age

72d

Price / ft²

$444

List price

$400K

Haho

This 3-bed single family in St. Catharines (Downtown) has been listed for 47 days, which is 25 days fresher than the city average of 72. Act while there is still low competition.

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Listed by RE/MAX ESCARPMENT REALTY INC. · JOEY ZURINI

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2R)

This home lists at $399,900, about 6.5× the local median household income of $61,200.

Carrying it typically needs a household income of about $78,114 (20% down, 25-yr amortization, stress-tested) — roughly 28% above the area median.

Median household income: $61,200
Population: 25,558
Median age: 40.4
Owner / renter: 50% / 50%
Avg. household size: 2.1

Source: Statistics Canada, 2021 Census (FSA L2R)

$399,900· $444/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $19,995

Min 5%50%

Mortgage payment$2,106/mo

↳ CMHC premium ($15,196 capitalized)

Property tax (est.)$204/mo

Total monthly$2,310

Cash Needed to Close

Down payment (5%)$19,995

Land transfer tax$4,474

Est. closing costs$3,700

Total cash needed$28,169

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