$449,900

For sale

173 Lake Street, St. Catharines (Downtown) - Single Family for Sale

173 Lake Street, St. Catharines (Downtown), Ontario, L2R5Y8

4 beds2 baths1 parking1,300 ft²35 × 145 ft (5,075 sq ft) lot sizeListed 169 days ago

Overview

This 4-bedroom, 2-bathroom home in St. Catharines is for sale offering roughly 1,300 sq ft of space. Listed at $449,900, it is attractively priced about 9% below the $492,000 median asking price in St. Catharines.

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Description

Welcome to 173 Lake Street, St. Catharines, a beautifully updated 4-bedroom, 2-bathroom home that blends modern upgrades with timeless charm. Nearly every aspect of this property has been renovated, including a brand-new kitchen, updated bathrooms, new electrical throughout with ESA approval, and fully refreshed interior spaces. The basement and main levels were completely redone in 2026, with the upper floor renovated in 2022, complemented by fresh interior paint in 2026 and exterior paint completed in 2022. Major mechanical updates include a new furnace and water tank installed in 2021, offering peace of mind for years to come. Outside, enjoy a freshly painted porch and a newly laid parking pad completed in 2026. This move-in-ready home is an exceptional opportunity for families, first-time buyers, or investors looking for a turnkey property in a convenient St. Catharines location. (id:66096)

Property Details

MLS®: X13153270
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Parking: 1
Interior Size: 1,300 ft²
Lot Size: 35 × 145 ft (5,075 sq ft)
Frontage: 35 ft
Storeys: 2
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $3,144/yr
Listed: 169 days ago

Features

Appliances: Water Heater
Foundation: Poured Concrete
Exterior: Wood

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

169d

St. Catharines (Downtown) listings, avg age

73d

Price / ft²

$346

List price

$450K

Haho

This 4-bed single family in St. Catharines (Downtown) is available now. Want me to connect you with the agent or keep you posted on any price updates?

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Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE · Eric Cleary

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2R)

This home lists at $449,900, about 7.4× the local median household income of $61,200.

Carrying it typically needs a household income of about $87,881 (20% down, 25-yr amortization, stress-tested) — roughly 44% above the area median.

Median household income: $61,200
Population: 25,558
Median age: 40.4
Owner / renter: 50% / 50%
Avg. household size: 2.1

Source: Statistics Canada, 2021 Census (FSA L2R)

$449,900· $346/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,495

Min 5%50%

Mortgage payment$2,370/mo

↳ CMHC premium ($17,096 capitalized)

Property tax (est.)$262/mo

Total monthly$2,632

Cash Needed to Close

Down payment (5%)$22,495

Land transfer tax$5,473

Est. closing costs$3,850

Total cash needed$31,818

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