$524,999

$529,000For salePrice drop↓ $4,001 (1%)

172 Lake Street, St. Catharines (Downtown) - Single Family for Sale

172 Lake Street, St. Catharines (Downtown), Ontario, L2R5Y9

2 beds2 baths3 parking900 ft²33 × 80 ft (2,658 sq ft) lot sizeListed 50 days ago

Overview

This 2-bedroom, 2-bathroom home in St. Catharines is for sale offering roughly 900 sq ft of space. It has been on the market 50 days, fresher than the St. Catharines average of 73 days.

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Description

Look no further! This beautiful home is perfect for first-time buyers or if you are looking to downsize. Renovated throughout, this home has great curb appeal, with new siding (2022), and a covered front porch with modern glass railing. The bright, open main floor features living room, dining room, kitchen with convenient breakfast bar, and updated 2 piece bathroom. On the second floor, you will find two spacious bedrooms with generous closet space, and an updated full 4 piece bathroom. The basement with laundry area has good ceiling height and offers potential to finish for additional living or home office space. Detached garage with newer concrete floor/garage door and roof (2021). Parking is not a concern with a large, newly paved, private driveway, offering plenty of room for guests with space for four vehicles. Conveniently located close to shopping, restaurants, and all amenities. Just a short walking distance to schools, plus quick and easy highway access. This lovely home is ready for you to move in! (id:66096)

Property Details

MLS®: X13794704
Property Type: Single Family
Zoning: R3
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 2
Half Baths: 1
Parking: 3
Interior Size: 900 ft²
Lot Size: 33 × 80 ft (2,658 sq ft)
Frontage: 33 ft
Storeys: 1
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Ownership: Freehold
Property Tax: $3,056/yr
Listed

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Window Coverings, Garage door opener remote(s), Water Heater
Foundation: Block
Exterior: Vinyl siding
Lot Features: Flat site, Dry, Level, Paved yard

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

50d

St. Catharines (Downtown) listings, avg age

73d

Price / ft²

$583

List price

$525K

Haho

This 2-bed single family in St. Catharines (Downtown) has been listed for 50 days, which is 23 days fresher than the city average of 73. Act while there is still low competition.

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Listed by EXP REALTY · Ken Daly

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2R)

This home lists at $524,999, about 8.6× the local median household income of $61,200.

Carrying it typically needs a household income of about $102,551 (20% down, 25-yr amortization, stress-tested) — roughly 68% above the area median.

Median household income: $61,200
Population: 25,558
Median age: 40.4
Owner / renter: 50% / 50%
Avg. household size: 2.1

Source: Statistics Canada, 2021 Census (FSA L2R)

$524,999· $583/ft²

For sale

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Full Cost Breakdown

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Down Payment5.24% · $27,499.90

Min 5.24%50%

Mortgage payment$2,758/mo

↳ CMHC premium ($19,900 capitalized)

Property tax (est.)$255/mo

Total monthly$3,013

Cash Needed to Close

Down payment (5.24%)$27,500

Land transfer tax$6,975

Est. closing costs$4,075

Total cash needed$38,550

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