$524,900

For sale

17 GERRARD Street, St. Catharines - Single Family for Sale

17 GERRARD Street, St. Catharines, Ontario, L2R5S8

3 beds2 baths3 parking1,375 ft²Listed 21 days ago

Overview

This 3-bedroom, 2-bathroom home in St. Catharines is for sale offering roughly 1,375 sq ft of space. Listed at $524,900, it is attractively priced about 13% below the $599,900 median asking price in St. Catharines. It has been on the market 21 days, fresher than the St. Catharines average of 70 days.

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Description

A rare find in the downtown core, this solid double brick home sits on a quiet street with a wide lot, parking for up to three vehicles and Montebello Park just minutes away. Inside, hardwood flooring runs through the main and upper levels, complemented by a bright open kitchen, two bedrooms plus a separate office, and 1.5 bathrooms. The upper level also features convenient second floor laundry and a bathroom with a separate tub and shower.The full height, fully finished basement provides excellent additional living space, while the low maintenance backyard is perfect for relaxing or entertaining. Enjoy the best of downtown living with shops, restaurants, parks and everyday amenities all close by. (id:66096)

Property Details

MLS®: 40871852
Property Type: Single Family
Zoning: r3
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Half Baths: 1
Parking: 3
Interior Size: 1,375 ft²
Frontage: 39 ft
Storeys: 2
Style: Other
Basement: Unfinished, Full
Heating: Hot water radiator heat, Natural gas
Cooling: Ductless
Garage: None
Ownership: Freehold
Property Tax

Rooms

Second level

4pc Bathroom
Laundry room: 2'9'' x 5'6''
Bedroom: 10'0'' x 11'0''
Bedroom: 10'0'' x 10'4''
Primary Bedroom: 10'2'' x 13'6''

Main level

2pc Bathroom
Bonus Room: 5'5'' x 10'0''
Kitchen: 10'0'' x 13'0''
Dining room: 11'4'' x 14'0''
Living room: 10'0'' x 13'0''

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Refrigerator, Range - Gas, Dishwasher, Microwave Built-in
Foundation: Stone
Exterior: Wood, Other

Services

Water: Municipal water, Unknown
Sewer: Municipal sewage system

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

21d

St. Catharines listings, avg age

70d

Price / ft²

$382

List price

$525K

Haho

This 3-bed single family in St. Catharines has been listed for 21 days, which is 49 days fresher than the city average of 70. Act while there is still low competition.

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Listed by Realty Network · Harrison Stewart

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2R)

This home lists at $524,900, about 8.6× the local median household income of $61,200.

Carrying it typically needs a household income of about $102,531 (20% down, 25-yr amortization, stress-tested) — roughly 68% above the area median.

Median household income: $61,200
Population: 25,558
Median age: 40.4
Owner / renter: 50% / 50%
Avg. household size: 2.1

Source: Statistics Canada, 2021 Census (FSA L2R)

$524,900· $382/ft²

For sale

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Full Cost Breakdown

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Down Payment5.24% · $27,490

Min 5.24%50%

Mortgage payment$2,758/mo

↳ CMHC premium ($19,896 capitalized)

Property tax (est.)$284/mo

Total monthly$3,042

Cash Needed to Close

Down payment (5.24%)$27,490

Land transfer tax$6,973

Est. closing costs$4,075

Total cash needed$38,538

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