$499,900

For saleJust listed

3965 Hilltop Road, Ramara - Single Family for Sale

3965 Hilltop Road, Ramara, Ontario, L3V6H7

3 beds1 bath6 parking900 ft²60 × 200 ft (12,000 sq ft) lot sizeListed 3 days ago

Overview

This 3-bedroom, 1-bathroom home in Ramara is for sale offering roughly 900 sq ft of space. Listed at $499,900, it is attractively priced about 37% below the $799,000 median asking price in Ramara. It has been on the market 3 days, fresher than the Ramara average of 79 days.

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Description

Affordable Lake Simcoe Living! Welcome to 3965 Hilltop Rd in the beautiful community of Ramara, just walking minutes fromthe shores of Lake Simcoe. This charming 3-bedroom bungalow sits on a generous 60 x 200 ft lot, offering plenty of outdoor space andparking for up to 6 vehicles. Perfect for first-time buyers, weekend cottage seekers, or investors, this property provides a rare opportunity to live near Lake Simcoe at an affordable price. Enjoy easy access to nearby beaches, boating, fishing, and year-round outdoor recreation, all within approximately 90 minutes from Toronto. Brandnew updates with Kitchen, Washroom, Floor, New painting (2026/8), updated septic system, new Raisers(2026/10) , sumppump (2019),Furnace(2019) making this home move-in ready with great potential. Whether you're looking for a peaceful retreat, starter home, or weekend escape from the city, this property offers incredible value in one of Ontario's most desirable lakefront regions. (id:66096)

Property Details

MLS®: S14136120
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 6
Interior Size: 900 ft²
Lot Size: 60 × 200 ft (12,000 sq ft)
Frontage: 60 ft
Storeys: 1
Style: Bungalow
Basement: Crawl space
Heating: Forced air, Propane
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $1,634.79/yr
Listed

Features

Appliances: Washer, Refrigerator, Stove, Dryer, Window Coverings
Foundation: Unknown
Exterior: Vinyl siding

Services

Sewer: Septic System

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Ramara listings, avg age

79d

Price / ft²

$555

List price

$500K

Haho

This 3-bed single family in Ramara has been listed for 3 days, which is 76 days fresher than the city average of 79. Act while there is still low competition.

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Listed by MASTER'S TRUST REALTY INC. · DERRICK PENG

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L3V)

This home lists at $499,900, about 6.5× the local median household income of $77,500.

Carrying it typically needs a household income of about $97,648 (20% down, 25-yr amortization, stress-tested) — roughly 26% above the area median.

Median household income: $77,500
Population: 48,651
Median age: 47.6
Owner / renter: 70% / 30%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA L3V)

$499,900· $555/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,995

Min 5%50%

Mortgage payment$2,633/mo

↳ CMHC premium ($18,996 capitalized)

Property tax (est.)$136/mo

Total monthly$2,769

Cash Needed to Close

Down payment (5%)$24,995

Land transfer tax$6,473

Est. closing costs$4,000

Total cash needed$35,468

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