$498,000

For sale

6 Spencer Street, Prince Edward County (Picton Ward) - Single Family for Sale

6 Spencer Street, Prince Edward County (Picton Ward), Ontario, K0K2T0

4 beds2 baths1 parking900 ft²51 × 117 ft (5,888 sq ft) lot sizeListed 41 days ago

Overview

This 4-bedroom, 2-bathroom home in Prince Edward County is for sale offering roughly 900 sq ft of space. Listed at $498,000, it is attractively priced about 23% below the $649,900 median asking price in Prince Edward County. It has been on the market 41 days, fresher than the Prince Edward County average of 147 days.

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Description

Welcome to 6 Spencer Street, perfect for first-time buyers, downsizers, or anyone seeking a home on a quiet street in a central Picton location. This bright & inviting three-level side split offers four bedrooms and two bathrooms with a functional and versatile layout, complimented by a large fully fenced yard providing ample space to relax, play, garden and entertain. The main level features a well-equipped kitchen with eat-in dining area, and a comfortable living room. Upstairs, you will find three bedrooms, each with a closet, and a 4-pc bathroom. The lower level adds valuable flexibility and additional living space with a family room, currently being used as a formal dining area, plus an additional bedroom, a two-piece bathroom and a laundry room. The spacious back deck offers a peaceful place to unwind and enjoy the surroundings. Closely located to Picton's downtown, amenities, parks, and schools, this home combines practical living space, outdoor enjoyment and an affordable in-town lifestyle. (id:66096)

Property Details

MLS®: X13827132
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 3 above · 1 below
Bathrooms: 2
Half Baths: 1
Parking: 1
Interior Size: 900 ft²
Lot Size: 51 × 117 ft (5,888 sq ft)
Frontage: 51 ft
Basement: Finished, N/A
Heating: Baseboard heaters, Electric
Garage: No Garage
Fireplace: Yes
Ownership: Freehold
Property Tax: $2,699/yr
Listed: 41 days ago

Rooms

Upper Level

Bedroom 2: 2.86 x 3.8 meters
Bathroom: 2.22 x 3.02 meters
Primary Bedroom: 4.05 x 2.95 meters
Bedroom 3: 3.38 x 2.48 meters

Main level

Kitchen: 2.57 x 2.86 meters
Living room: 4.34 x 6.07 meters
Dining room: 2.57 x 3.1 meters

Lower level

Bathroom: 2.25 x 1.98 meters
Recreational, Games room: 3.25 x 4.48 meters

Features

Appliances: Washer, Refrigerator, Water meter, Dishwasher, Stove, Dryer, Microwave, Blinds, Water Heater
Foundation: Concrete
Exterior: Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

41d

Prince Edward County (Picton Ward) listings, avg age

147d

Price / ft²

$553

List price

$498K

Homes here sell slower than most markets

Sold homes in this market spent an average of 67 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 4-bed single family in Prince Edward County (Picton Ward) has been listed for 41 days, which is 106 days fresher than the city average of 147. Act while there is still low competition.

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Listed by Chestnut Park Real Estate Limited · Gail Forcht

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K0K)

This home lists at $498,000, about 6.0× the local median household income of $83,000.

Carrying it typically needs a household income of about $97,277 (20% down, 25-yr amortization, stress-tested) — roughly 17% above the area median.

Median household income: $83,000
Population: 115,850
Median age: 50.8
Owner / renter: 86% / 14%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA K0K)

$498,000· $553/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,900

Min 5%50%

Mortgage payment$2,623/mo

↳ CMHC premium ($18,924 capitalized)

Property tax (est.)$225/mo

Total monthly$2,848

Cash Needed to Close

Down payment (5%)$24,900

Land transfer tax$6,435

Est. closing costs$3,994

Total cash needed$35,329

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