$463,700

For saleJust listed

784 St Mary's Street, Peterborough (Otonabee Ward 1) - Single Family for Sale

784 St Mary's Street, Peterborough (Otonabee Ward 1), Ontario, K9J4H2

4 beds2 baths6 parking900 ft²40 × 100 ft (4,000 sq ft) lot sizeListed Today

Overview

This 4-bedroom, 2-bathroom home in Peterborough is for sale offering roughly 900 sq ft of space. Listed at $463,700, it is attractively priced about 14% below the $539,900 median asking price in Peterborough. It has been on the market 0 days, fresher than the Peterborough average of 62 days.

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Description

Nicely updated 1.5 storey located on a quiet, tree-lined street, perfect for first-time buyers. The main floor offers a Chef's kitchen (2024) with an above-stove pot filler Tap, Soft-close drawers, Under-cabinet lighting, Stainless steel Appliances, Hard-surface counters with an undermount sink and extensive pot lighting. Updated main floor 4 pc bath (2022).Separate dining room or 4th bedroom. Main floor office and 2 bedrooms upstairs including a Large primary bedroom with 3pc ensuite (2020). The Basement level is unfinished with Separate entrance and measures 7' in height just waiting to be finished. Outside features a great-sized lot with a garage and parking for up to 4-6 cars. Excellent starter home within walking distance to schools, parks and amenities. Move in and enjoy! (id:66096)

Property Details

MLS®: X14148438
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Parking: 6
Interior Size: 900 ft²
Lot Size: 40 × 100 ft (4,000 sq ft)
Frontage: 40 ft
Storeys: 1
Basement: Unfinished, Walk-up, N/A, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Ownership: Freehold
Property Tax: $3,532.9/yr
Listed: Today

Rooms

Main level

Kitchen: 3.96 x 2.86 meters
Living room: 4.8 x 3.6 meters
Dining room: 4.15 x 2.39 meters
Bedroom 3: 3.62 x 2.44 meters

Second level

Primary Bedroom: 4.56 x 3.6 meters
Bedroom 2: 4.57 x 2.99 meters

Basement

Recreational, Games room: 8.19 x 6.99 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Stove, Range, Dryer, Microwave, Water Heater
Flooring: Hardwood, Vinyl
Foundation: Block
Exterior: Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Peterborough (Otonabee Ward 1) listings, avg age

62d

Price / ft²

$515

List price

$464K

Homes here sell faster than most markets

Sold homes in this market spent an average of 38 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 4-bed single family in Peterborough (Otonabee Ward 1) has been listed for 0 days, which is 62 days fresher than the city average of 62. Act while there is still low competition.

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Listed by RE/MAX Jazz INC. · Michael Wisniewski

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9J)

This home lists at $463,700, about 6.4× the local median household income of $72,500.

Carrying it typically needs a household income of about $90,577 (20% down, 25-yr amortization, stress-tested) — roughly 25% above the area median.

Median household income: $72,500
Population: 44,547
Median age: 44
Owner / renter: 62% / 38%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9J)

$463,700· $515/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $23,185

Min 5%50%

Mortgage payment$2,442/mo

↳ CMHC premium ($17,621 capitalized)

Property tax (est.)$294/mo

Total monthly$2,737

Cash Needed to Close

Down payment (5%)$23,185

Land transfer tax$5,749

Est. closing costs$3,891

Total cash needed$32,825

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