$549,900
Otonabee-South Monaghan
82 Cow Island, Otonabee-South Monaghan, Ontario, K9J6X8
This 3-bedroom, 1-bathroom home in Otonabee-South Monaghan is for sale offering roughly 900 sq ft of space. Its $549,900 asking price sits right in line with the $559,000 median in Otonabee-South Monaghan.
Free bonus lot included. One of the most desirable lots on the island, with spectacular south exposure. Also includes separate bonus lot (84 Cow Island) with separate pin 280220001, tax bill $842.67 for 2025 and legal description. Combined waterfrontage of both lots together is 248.63 ft. Privacy abounds here. Enjoy your morning coffee on the spacious dock to take in the sunrise and wind down your day on your deck overlooking the water. There's an abundance of activity for every interest: boating the Trent Waterway, swimming and fishing in the lake, or snowmobiling from the cottage on the Ganaraska snowmobile trail system. Built In 1976, you'll see this 1056 Sq. Ft. 3 Bedroom home has an amazing floor plan with spacious living and family rooms. It's also fully furnished and you can relax while the Marine Railway Lift delivers all your necessities from the dock straight to the cottage. Ariel aluminum dock system 42 ft by 6 ft with 14 ft 6 ft area at the end, 100 amp electrical upgraded 2021, heat and ac mini split 2021,kitchen 2022, bathroom 2022, great remodel reno 2023, cedar wood siding 2025, metal roof. 20ft. The property has a proper septic system and drilled well, so you have fresh water for drinking, cooking etc. Pontoon boat included, 2005 Aqua Patio with 50hp Yamaha 4 stroke with Bimini top and full mooring cover. Seating and floor covering need a touch of TLC but works great. This is an absolutely beautiful must-see family cottage. (id:66096)
Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.
Features and services as supplied by the listing brokerage.
Long Listed: 153 days on market, against an average age of 97 days across the listings currently for sale in this city
This 3-bed single family in Otonabee-South Monaghan is available now. Want me to connect you with the agent or keep you posted on any price updates?
Approximate location — exact address confirmed upon showing
This home lists at $549,900, about 7.6× the local median household income of $72,500.
Carrying it typically needs a household income of about $107,415 (20% down, 25-yr amortization, stress-tested) — roughly 48% above the area median.
Source: Statistics Canada, 2021 Census (FSA K9J)
Pick a time that suits you. A verified local agent confirms within 24h.
Loading rates, 30-yr amortization
Cash Needed to Close
Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice




Estimate the monthly cashflow if you bought this home as a rental. Every figure below is an editable estimate. This is education only, not financial advice.
Enter the monthly rent you expect, or adjust our estimate.
Enter an estimated monthly rent to see the cashflow.
Estimates only, not a mortgage approval or financial advice. Rate, taxes, and allowances are assumptions you can edit above.