$669,000

For sale

639 Penner Street, Niagara-on-the-Lake (Virgil) - Single Family for Sale

639 Penner Street, Niagara-on-the-Lake (Virgil), Ontario, L0S1T0

3 beds1 bath6 parking1,300 ft²70 × 291 ft (20,349 sq ft) lot sizeListed 24 days ago

Overview

This 3-bedroom, 1-bathroom home in Niagara-on-the-Lake is for sale offering roughly 1,300 sq ft of space. Listed at $669,000, it is attractively priced about 36% below the $1,049,900 median asking price in Niagara-on-the-Lake. It has been on the market 24 days, fresher than the Niagara-on-the-Lake average of 64 days.

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Description

Nestled in the heart of Virgil, this stunning side-split home sits on a spacious 70 x 290 lot. A large driveway welcomes you, offering plenty of room for all your vehicles. Inside, the country kitchen and dinette are bathed in natural light from expansive windows. The living room features a cozy wood fireplace and a door leading to the back patio. The first bedroom is conveniently located off the main hallway on the main level. Just three steps up, you'll find the bathroom and two additional bedrooms. The partial basement includes utilities, laundry, storage, and a door leading to a walk-up outside. Out back, a covered porch overlooks the expansive yard and creek, providing a serene retreat. This 10/10 location is the perfect place to call home! As a bonus, this property is a licensed Airbnb, offering great investment potential on top of its charm. (id:66096)

Property Details

MLS®: X14005826
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 6
Interior Size: 1,300 ft²
Lot Size: 70 × 291 ft (20,349 sq ft)
Frontage: 70 ft
Basement: Partial
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Fireplace: Yes
Ownership: Freehold
Property Tax: $3,408.25/yr
Listed: 24 days ago

Rooms

Main level

Living room: 3.82 x 6.13 meters
Kitchen: 4 x 4.7 meters

Upper Level

Primary Bedroom: 3.65 x 3.05 meters
Bedroom 2: 3.08 x 3.55 meters
Bedroom 3: 2.73 x 3.54 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Foundation: Concrete

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

24d

Niagara-on-the-Lake (Virgil) listings, avg age

64d

Price / ft²

$515

List price

$669K

Haho

This 3-bed single family in Niagara-on-the-Lake (Virgil) has been listed for 24 days, which is 40 days fresher than the city average of 64. Act while there is still low competition.

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Listed by REVEL Realty Inc., Brokerage · Jon Cain

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L0S)

This home lists at $669,000, about 7.0× the local median household income of $95,000.

Carrying it typically needs a household income of about $130,679 (20% down, 25-yr amortization, stress-tested) — roughly 38% above the area median.

Median household income: $95,000
Population: 60,409
Median age: 53.2
Owner / renter: 87% / 13%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA L0S)

$669,000· $515/ft²

For sale

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Full Cost Breakdown

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Down Payment6.26% · $41,900

Min 6.26%50%

Mortgage payment$3,477/mo

↳ CMHC premium ($25,084 capitalized)

Property tax (est.)$284/mo

Total monthly$3,761

Cash Needed to Close

Down payment (6.26%)$41,900

Land transfer tax$9,855

Est. closing costs$4,507

Total cash needed$56,262

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