$799,000

For sale

2 PROSPECT Lane, Niagara-on-the-Lake (St. Davids) - Single Family for Sale

2 PROSPECT Lane, Niagara-on-the-Lake (St. Davids), Ontario, L0S1J1

4 beds3 baths4 parking1,500 ft²$275/mo condo feeListed 15 days ago

Overview

This 4-bedroom, 3-bathroom condo in Niagara-on-the-Lake is for sale offering roughly 1,500 sq ft of space. Listed at $799,000, it is attractively priced about 14% below the $929,000 median asking price in Niagara-on-the-Lake. It has been on the market 15 days, fresher than the Niagara-on-the-Lake average of 69 days.

Condos for Sale in Niagara-on-the-Lake →All real estate in Niagara-on-the-Lake →

Description

Luxury Private community next to Park, Super Quiet, Well maintained neighbourhood. Enjoy the house without worrying about lawn maintenance and snow removal! All Taken care of! This Home Comes with 1 Year Home Warranty Covers Appliances, Plumbing and Electrical. Discover the charm of wine country living at Prospect Lane in Niagara-on-the-Lake, where you can stroll to Ravine Winery for a weekend meal and return home to your executive bungalow town. This enclave offers the perfect way to right-size without compromise, featuring a spacious principal suite with walk in closet and ensuite bathroom, a versatile second bedroom on the main floor *New Fully finished lower level with Two additional bedrooms, bathroom and Kitchenette, Bar, ideal for Relaxing, Entertaining or guests seeking privacy. The open-concept living and dining areas, highlighted by vaulted ceilings and a cozy fireplace, create a bright and inviting atmosphere, while neutral finishes allow you to personalize with ease. With main-floor laundry, a second full bath, and convenient inside garage entry, this home blends comfort, functionality, and the lifestyle of Niagara's celebrated wine region. Don't Miss it! * This Home comes with 1 Year Home Warranty on Plumbing, Electrical and Appliances! (id:66096)

Property Details

MLS®: X14101564
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 2 above · 2 below
Bathrooms: 3
Parking: 4
Interior Size: 1,500 ft²
Storeys: 1
Style: Bungalow
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Garage
Fireplace: Yes
Condo Fee: $275/mo
Fee Includes: Common Area Maintenance, Insurance, Parking
Ownership: Condo/Strata

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Blinds, Window Coverings, Garage door opener
Exterior: Stone
Lot Features: Balcony, Carpet Free, In-Law Suite

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

15d

Niagara-on-the-Lake (St. Davids) listings, avg age

69d

Price / ft²

$533

List price

$799K

Haho

This 4-bed single family in Niagara-on-the-Lake (St. Davids) has been listed for 15 days, which is 54 days fresher than the city average of 69. Act while there is still low competition.

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Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L0S)

This home lists at $799,000, about 8.4× the local median household income of $95,000.

Carrying it typically needs a household income of about $156,073 (20% down, 25-yr amortization, stress-tested) — roughly 64% above the area median.

Median household income: $95,000
Population: 60,409
Median age: 53.2
Owner / renter: 87% / 13%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA L0S)

$799,000· $533/ft²

For sale

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Full Cost Breakdown

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Down Payment6.87% · $54,900

Min 6.87%50%

Mortgage payment$4,125/mo

↳ CMHC premium ($29,764 capitalized)

Property tax (est.)$430/mo

Condo fee$275/mo

Total monthly$4,830

Cash Needed to Close

Down payment (6.87%)$54,900

Land transfer tax$12,455

Est. closing costs$4,897

Total cash needed$72,252

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