$1,493,000

For sale

1426 Niagara Stone Road, Niagara-on-the-Lake (Virgil) - Single Family for Sale

1426 Niagara Stone Road, Niagara-on-the-Lake (Virgil), Ontario, L0S1T0

4 beds5 baths7 parking2,750 ft²60 × 190 ft (11,382 sq ft) lot sizeListed 43 days ago

Overview

This 4-bedroom, 5-bathroom home in Niagara-on-the-Lake is for sale offering roughly 2,750 sq ft of space. It has been on the market 43 days, fresher than the Niagara-on-the-Lake average of 64 days.

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Description

Virgil Character Meets Modern-Day Flexibility. Welcome to 1426 Niagara Stone Road, a truly distinctive home in the heart of Virgil, thoughtfully rebuilt in 2015 with timeless character throughout. Wide-plank floors, terracotta tile, stained-glass accents and a unique multi-level design create a warm and inviting atmosphere with incredible flexibility for families, guests or multi-generational living.Multiple walk-outs, three upper-level balconies, a covered porch and oversized deck offer plenty of ways to enjoy the outdoors. The lower-level self-contained in-law suite features a separate entrance, ideal for extended family, guests or additional income.Outside, enjoy generous green space, a storage barn, hot tub, tandem two-car garage and curved driveway. Currently operating as a successful Airbnb, this property offers the opportunity to live, invest, or do both.Surrounded by Niagara-on-the-Lake's renowned wine country, wineries, Old Town shops, dining and everyday amenities, with easy access to Niagara Falls, St. Catharines and the QEW. (id:66096)

Property Details

MLS®: X13825540
Property Type: Single Family
Zoning: R1
Bedrooms: 4
Beds (above / below): 3 above · 1 below
Bathrooms: 5
Half Baths: 2
Parking: 7
Interior Size: 2,750 ft²
Lot Size: 60 × 190 ft (11,382 sq ft)
Frontage: 60 ft
Storeys: 2
Basement: Separate entrance, Walk-up, N/A, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Fireplace: Yes

Rooms

Basement

Kitchen: 5.82 x 3.98 meters
Bedroom: 3.05 x 2.74 meters
Utility room: 3.67 x 1.55 meters

Main level

Living room: 5.71 x 4.61 meters
Kitchen: 5.93 x 5.59 meters
Dining room: 4.27 x 2.44 meters
Den: 5.03 x 3.45 meters

Second level

Family room: 5.16 x 3.42 meters
Primary Bedroom: 6.27 x 3.9 meters

Features

Foundation: Poured Concrete
Exterior: Steel, Wood

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

43d

Niagara-on-the-Lake (Virgil) listings, avg age

64d

Price / ft²

$543

List price

$1.49M

Haho

This 4-bed single family in Niagara-on-the-Lake (Virgil) has been listed for 43 days, which is 21 days fresher than the city average of 64. Act while there is still low competition.

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Listed by COSMOPOLITAN REALTY · Andrew Perrie

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L0S)

This home lists at $1,493,000, about 15.7× the local median household income of $95,000.

Carrying it typically needs a household income of about $291,635 (20% down, 25-yr amortization, stress-tested) — roughly 207% above the area median.

Median household income: $95,000
Population: 60,409
Median age: 53.2
Owner / renter: 87% / 13%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA L0S)

$1,493,000· $543/ft²

For sale

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Full Cost Breakdown

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Down Payment8.33% · $124,300.00

Min 8.33%50%

Mortgage payment$7,588/mo

↳ CMHC premium ($54,748 capitalized)

Property tax (est.)$531/mo

Total monthly$8,120

Cash Needed to Close

Down payment (8.33%)$124,300

Land transfer tax$26,335

Est. closing costs$6,979

Total cash needed$157,614

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