$490,000

For saleJust listed

3938 Main Street, Niagara Falls (Chippawa) - Single Family for Sale

3938 Main Street, Niagara Falls (Chippawa), Ontario, L2G6B6

3 beds2 baths8 parking1,300 ft²56 × 165 ft (9,240 sq ft) lot sizeListed 5 days ago

Overview

This 3-bedroom, 2-bathroom home in Niagara Falls is for sale offering roughly 1,300 sq ft of space. Listed at $490,000, it is attractively priced about 9% below the $539,900 median asking price in Niagara Falls. It has been on the market 5 days, fresher than the Niagara Falls average of 103 days.

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Description

3938 Main Street is a well-maintained 3-bedroom, 2-bath home in Chippawa with 1,372 sq. ft. above grade, a 56 x 165 ft. lot and a detached 2-car garage. The main floor includes a living room with a gas fireplace, an updated kitchen with granite countertops, backsplash and added pantry storage, plus an office and separate dining area. Off the garage is a heated three-season room that adds another useful space for relaxing or entertaining. The home has seen a number of updates over the years, including roof shingles on the house and garage, an updated upper bathroom, widened concrete driveway, upper rear deck, granite countertops, eavestroughs with gutter guards and screen doors. The basement is full and unfinished, providing additional storage and workspace. Located in Chippawa with access to the Welland River, parks, schools, restaurants and other nearby amenities. Flexible possession available. (id:66096)

Property Details

MLS®: X14132338
Property Type: Single Family
Zoning: R2
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Parking: 8
Interior Size: 1,300 ft²
Lot Size: 56 × 165 ft (9,240 sq ft)
Frontage: 56 ft
Storeys: 2
Basement: Unfinished, Full
Heating: Natural gas
Cooling: Window air conditioner
Garage: Detached Garage, Garage
Fireplace: Yes
Ownership: Freehold
Property Tax

Rooms

Main level

Kitchen: 3.31 x 3.39 meters
Dining room: 3.31 x 3.87 meters
Living room: 3.94 x 4.55 meters
Office: 2.48 x 3.86 meters
Foyer: 2.48 x 2.23 meters

Second level

Bedroom: 5.18 x 2.92 meters
Bedroom: 3.97 x 2.82 meters
Bedroom: 3.4 x 3.51 meters

Basement

Utility room: 7.5 x 7.51 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Water meter, Stove, Dryer, Microwave, Freezer, Window Coverings, Water Heater
Foundation: Block
Exterior: Brick, Stucco

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Niagara Falls (Chippawa) listings, avg age

103d

Price / ft²

$377

List price

$490K

Haho

This 3-bed single family in Niagara Falls (Chippawa) has been listed for 5 days, which is 98 days fresher than the city average of 103. Act while there is still low competition.

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Listed by EXP REALTY · Mario Soldo

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (L2G)

This home lists at $490,000, about 7.1× the local median household income of $69,000.

Carrying it typically needs a household income of about $95,714 (20% down, 25-yr amortization, stress-tested) — roughly 39% above the area median.

Median household income: $69,000
Population: 30,344
Median age: 44.8
Owner / renter: 63% / 37%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA L2G)

$490,000· $377/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,500

Min 5%50%

Mortgage payment$2,581/mo

↳ CMHC premium ($18,620 capitalized)

Property tax (est.)$297/mo

Total monthly$2,878

Cash Needed to Close

Down payment (5%)$24,500

Land transfer tax$6,275

Est. closing costs$3,970

Total cash needed$34,745

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