$424,900

For sale

196 York Street, Kingston (East of Sir John A. Blvd) - Single Family for Sale

196 York Street, Kingston (East of Sir John A. Blvd), Ontario, K7K1R4

4 beds2 baths1 parking1,300 ft²30 × 132 ft (3,960 sq ft) lot sizeListed 59 days ago

Overview

This 4-bedroom, 2-bathroom home in Kingston is for sale offering roughly 1,300 sq ft of space. Listed at $424,900, it is attractively priced about 15% below the $499,000 median asking price in Kingston. It has been on the market 59 days, fresher than the Kingston average of 85 days.

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Description

Situated in a desirable downtown neighbourhood within walking distance to Queen's and the downtown core, this home offers a functional layout in a location that remains consistently in demand. The current configuration features two bedrooms on the upper level and two on the main floor, with a full bathroom on each level-well suited for family living or shared accommodations. The main floor also includes a spacious eat-in kitchen and convenient main-floor laundry. The interior is completely carpet-free, creating a clean, low-maintenance living space. Outside, the generous backyard provides room to relax, garden, or potentially add additional parking. Notable updates include a newer rented gas furnace, new stove, metal roof (2020), and a custom steel front door for added durability and security. (id:66096)

Property Details

MLS®: X13753846
Property Type: Single Family
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Parking: 1
Interior Size: 1,300 ft²
Lot Size: 30 × 132 ft (3,960 sq ft)
Frontage: 30 ft
Storeys: 1
Basement: Crawl space
Heating: Forced air, Natural gas
Cooling: None
Garage: No Garage
Ownership: Freehold
Property Tax: $3,616.65/yr
Listed: 59 days ago

Features

Appliances: Water Heater
Exterior: Vinyl siding
Lot Features: Irregular lot size

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

59d

Kingston (East of Sir John A. Blvd) listings, avg age

85d

Price / ft²

$327

List price

$425K

Homes here sell faster than most markets

Sold homes in this market spent an average of 35 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 4-bed single family in Kingston (East of Sir John A. Blvd) has been listed for 59 days, which is 26 days fresher than the city average of 85. Act while there is still low competition.

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Listed by ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE · MATT LEE

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K7K)

This home lists at $424,900, about 6.3× the local median household income of $67,000.

Carrying it typically needs a household income of about $82,998 (20% down, 25-yr amortization, stress-tested) — roughly 24% above the area median.

Median household income: $67,000
Population: 33,705
Median age: 37.2
Owner / renter: 44% / 56%
Avg. household size: 2.1

Source: Statistics Canada, 2021 Census (FSA K7K)

$424,900· $327/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $21,245

Min 5%50%

Mortgage payment$2,238/mo

↳ CMHC premium ($16,146 capitalized)

Property tax (est.)$301/mo

Total monthly$2,539

Cash Needed to Close

Down payment (5%)$21,245

Land transfer tax$4,973

Est. closing costs$3,775

Total cash needed$29,993

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