$460,000

For sale

99 Durham Street West, Kawartha Lakes (Lindsay) - Single Family for Sale

99 Durham Street West, Kawartha Lakes (Lindsay), Ontario, K9V2P8

4 beds2 baths4 parking1,300 ft²32 × 101 ft (3,182 sq ft) lot sizeListed 29 days ago

Overview

This 4-bedroom, 2-bathroom home in Kawartha Lakes is for sale offering roughly 1,300 sq ft of space. Listed at $460,000, it is attractively priced about 26% below the $625,000 median asking price in Kawartha Lakes. It has been on the market 29 days, fresher than the Kawartha Lakes average of 73 days.

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Description

Welcome to 99 Durham Street! This legal non-conforming duplex offers a fantastic opportunity for buyers looking to make home ownership more affordable by living in one unit while generating rental income from the other. Centrally located and offering two self-contained units, this property provides flexibility for both owner-occupiers and investors.The main level features a comfortable two-bedroom layout with a bright living area, functional kitchen, in-suite laundry and its own dedicated driveway. Upstairs, the refreshed two-bedroom unit offers an updated kitchen and bathroom, generous living space and separate parking.Each unit operates independently with its own hydro meter and hot water tank, helping keep utilities simple and separate. With rental income already in place, a buyer could occupy one unit and use the income from the other to help offset monthly carrying costs and mortgage payments.Conveniently located close to downtown, the college, recreation centre, shopping and everyday amenities, 99 Durham Street is a versatile property with plenty of possibilities. Live in one unit and rent the other, or add a solid two-unit property to your investment portfolio. (id:66096)

Property Details

MLS®: X13875370
Property Type: Single Family
Zoning: R3
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 2
Parking: 4
Interior Size: 1,300 ft²
Lot Size: 32 × 101 ft (3,182 sq ft)
Frontage: 32 ft
Storeys: 2
Basement: Unfinished, N/A
Heating: Forced air, Natural gas
Cooling: None
Garage: No Garage
Ownership: Freehold
Property Tax: $2,640/yr
Listed

Rooms

Main level

Kitchen: 3.75 x 2.6 meters
Living room: 4.9 x 2.9 meters
Bedroom: 3.1 x 2.15 meters
Bedroom: 3.2 x 2.1 meters
Bathroom: 2.1 x 1.5 meters

Second level

Bathroom: 2 x 1.25 meters
Kitchen: 3.1 x 2.75 meters
Dining room: 3.3 x 2.25 meters
Living room: 4.85 x 3 meters
Bedroom 3: 2.35 x 2.4 meters

Features

Appliances: Washer, Refrigerator, Water meter, Stove, Dryer
Foundation: Brick
Exterior: Brick
Lot Features: Flat site

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

29d

Kawartha Lakes (Lindsay) listings, avg age

73d

Price / ft²

$354

List price

$460K

Haho

This 4-bed single family in Kawartha Lakes (Lindsay) has been listed for 29 days, which is 44 days fresher than the city average of 73. Act while there is still low competition.

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Listed by Birdhouse Realty Inc. · Rudi Kerschl

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9V)

This home lists at $460,000, about 6.3× the local median household income of $72,500.

Carrying it typically needs a household income of about $89,854 (20% down, 25-yr amortization, stress-tested) — roughly 24% above the area median.

Median household income: $72,500
Population: 29,369
Median age: 49.6
Owner / renter: 72% / 29%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9V)

$460,000· $354/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $23,000

Min 5%50%

Mortgage payment$2,423/mo

↳ CMHC premium ($17,480 capitalized)

Property tax (est.)$220/mo

Total monthly$2,643

Cash Needed to Close

Down payment (5%)$23,000

Land transfer tax$5,675

Est. closing costs$3,880

Total cash needed$32,555

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