$585,000

For saleJust listed

96 Elgin Street, Kawartha Lakes (Lindsay) - Single Family for Sale

96 Elgin Street, Kawartha Lakes (Lindsay), Ontario, K9V3W7

6 beds3 baths3 parking2,250 ft²56 × 198 ft (11,088 sq ft) lot sizeListed 7 days ago

Overview

This 6-bedroom, 3-bathroom home in Kawartha Lakes is for sale offering roughly 2,250 sq ft of space. Listed at $585,000, it is attractively priced about 5% below the $615,000 median asking price in Kawartha Lakes. It has been on the market 7 days, fresher than the Kawartha Lakes average of 73 days.

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Description

Charming detached family home in a family-friendly neighbourhood on a beautifully maintained lot surrounded by mature trees. Enjoy a spacious covered front porch, perfect for relaxing mornings and evenings. The bright foyer leads to a welcoming eat-in kitchen with a walk-in pantry, while the open-concept living and dining areas provide an ideal space for everyday living and entertaining. A sun-filled sunroom, cozy family room with fireplace, convenient mudroom, and main-floor laundry add to the home's functionality. Upstairs features 4 generous bedrooms and a 5-piece bath. The finished basement offers a large rec room with fireplace, an additional bedroom, full bath, and excellent in-law or guest suite potential. Step outside to a beautifully landscaped backyard oasis featuring a large deck with built-in bar top and hot tub, perfect for hosting family and friends. A wonderful opportunity for growing families seeking space, comfort, and versatility. (id:66096)

Property Details

MLS®: X14125000
Property Type: Single Family
Zoning: R2
Bedrooms: 6
Beds (above / below): 4 above · 2 below
Bathrooms: 3
Half Baths: 1
Parking: 3
Interior Size: 2,250 ft²
Lot Size: 56 × 198 ft (11,088 sq ft)
Frontage: 56 ft
Storeys: 2
Basement: Finished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Fireplace: Yes
Ownership

Rooms

Main level

Foyer: 2.66 x 3.45 meters
Living room: 4.82 x 3.85 meters
Dining room: 3.46 x 3.7 meters
Kitchen: 3.21 x 3.7 meters
Pantry: 1.81 x 3.71 meters
Family room: 3.69 x 4.71 meters
Laundry room: 3.69 x 2.45 meters
Sunroom: 4.63 x 3.61 meters
Mud room: 3.23 x 1.83 meters

Second level

Bedroom 2: 4.04 x 2.74 meters

Features

Appliances: Water Heater
Foundation: Block
Exterior: Brick, Vinyl siding
Lot Features: Wooded area, Conservation/green belt, Guest Suite

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Kawartha Lakes (Lindsay) listings, avg age

73d

Price / ft²

$260

List price

$585K

Haho

This 6-bed single family in Kawartha Lakes (Lindsay) has been listed for 7 days, which is 66 days fresher than the city average of 73. Act while there is still low competition.

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Listed by CMI REAL ESTATE INC. · RAY OSTOVAR

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9V)

This home lists at $585,000, about 8.1× the local median household income of $72,500.

Carrying it typically needs a household income of about $114,271 (20% down, 25-yr amortization, stress-tested) — roughly 58% above the area median.

Median household income: $72,500
Population: 29,369
Median age: 49.6
Owner / renter: 72% / 29%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9V)

$585,000· $260/ft²

For sale

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Full Cost Breakdown

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Down Payment5.73% · $33,500

Min 5.73%50%

Mortgage payment$3,058/mo

↳ CMHC premium ($22,060 capitalized)

Property tax (est.)$390/mo

Total monthly$3,448

Cash Needed to Close

Down payment (5.73%)$33,500

Land transfer tax$8,175

Est. closing costs$4,255

Total cash needed$45,930

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