$479,900
Kawartha Lakes
45 Mill Street, Kawartha Lakes (Lindsay), Ontario, K9V2L5
This 3-bedroom, 2-bathroom home in Kawartha Lakes is for sale offering roughly 1,300 sq ft of space. Listed at $479,900, it is attractively priced about 22% below the $615,000 median asking price in Kawartha Lakes. It has been on the market 6 days, fresher than the Kawartha Lakes average of 73 days.
Welcome to 45 Mill Street in Lindsay, a beautifully maintained 1.5-storey century home offering timeless character, thoughtful updates, and the convenience of main-floor living. Situated on a generous 0.267-acre lot in town, this charming 3-bedroom, 2-bathroom home showcases the craftsmanship of a bygone era with original wood trim, impressive 10-foot main-floor ceilings, large windows, and solid double-brick construction. The spacious main level features a formal living and dining room, along with a welcoming eat-in kitchen complete with custom wood cabinetry and plenty of space to gather. Designed with convenience in mind, the main floor also offers a primary bedroom with an updated ensuite bathroom, a second bedroom that could easily serve as a home office, and main-floor laundry. Everything you need for comfortable everyday living is conveniently located on one level! Upstairs, you'll find a third bedroom and full bathroom featuring a classic clawfoot tub, adding to the home's historic charm. The partially finished basement provides additional living space with a comfortable recreation room, along with storage and utility space with walk-up access. Lovingly cared for over the years, the home has benefited from several important improvements, including updated shingles, soffit and fascia (2024), an updated electrical panel (2026), engineered hardwood flooring, an updated forced-air natural gas furnace, and central air conditioning. Outside, the spacious lot offers mature trees and plenty of green space, while the rear deck provides a great setting for outdoor dining and entertaining. The enclosed front screened-in porch offers another inviting space to relax and enjoy the outdoors. Whether you're looking to simplify your lifestyle with main-floor living or appreciate the warmth and character of a well-preserved century home, 45 Mill Street offers a wonderful blend of historic charm, modern comfort, and everyday practicality. (id:66096)
Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.
Features and services as supplied by the listing brokerage.
Just listed: 6 days on market, against an average age of 73 days across the listings currently for sale in this city
This 3-bed single family in Kawartha Lakes (Lindsay) has been listed for 6 days, which is 67 days fresher than the city average of 73. Act while there is still low competition.
Approximate location — exact address confirmed upon showing
This home lists at $479,900, about 6.6× the local median household income of $72,500.
Carrying it typically needs a household income of about $93,741 (20% down, 25-yr amortization, stress-tested) — roughly 29% above the area median.
Source: Statistics Canada, 2021 Census (FSA K9V)
Pick a time that suits you. A verified local agent confirms within 24h.
Loading rates, 30-yr amortization
Cash Needed to Close
Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice




Estimate the monthly cashflow if you bought this home as a rental. Every figure below is an editable estimate. This is education only, not financial advice.
Enter the monthly rent you expect, or adjust our estimate.
Enter an estimated monthly rent to see the cashflow.
Estimates only, not a mortgage approval or financial advice. Rate, taxes, and allowances are assumptions you can edit above.