$454,900

For sale

40 St Patrick Street, Kawartha Lakes (Lindsay) - Single Family for Sale

40 St Patrick Street, Kawartha Lakes (Lindsay), Ontario, K9V1R2

5 beds2 baths6 parking1,300 ft²52 × 209 ft (10,931 sq ft) lot sizeListed 70 days ago

Overview

This 5-bedroom, 2-bathroom home in Kawartha Lakes is for sale offering roughly 1,300 sq ft of space. Listed at $454,900, it is attractively priced about 27% below the $625,000 median asking price in Kawartha Lakes. It has been on the market 70 days, fresher than the Kawartha Lakes average of 73 days.

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Description

Welcome to this spacious detached 1 1/2 storey home in a convenient Lindsay location. Plenty of flexibility for a variety of lifestyles.The main floor features bedroom or home office, 2nd floor 2 rooms and a functional layout suited to everyday family living, while the finished lower level offers two additional bedrooms, or Rec room a second bathroom-ideal for multi-generational living, growing families, students, guests, or those seeking additional space for an investment opportunity. This property provides a generous outdoor setting with room to enjoy, garden, play, or personalize to suit your needs. Move-in ready with opportunity to add your own style over time, this home offers a practical combination of space, versatility, and location. Conveniently located near grocery stores, restaurants, and everyday amenities, this is a great opportunity to enjoy comfortable living in the heart of Lindsay. Great Lot & Back Yard! Property is Sold As is Where is. (id:66096)

Property Details

MLS®: X13722660
Property Type: Single Family
Bedrooms: 5
Beds (above / below): 3 above · 2 below
Bathrooms: 2
Parking: 6
Interior Size: 1,300 ft²
Lot Size: 52 × 209 ft (10,931 sq ft)
Frontage: 52 ft
Storeys: 1
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Ownership: Freehold
Property Tax: $2,638.29/yr
Listed: 70 days ago

Rooms

Main level

Living room: 4.06 x 3.99 meters
Dining room: 2.59 x 2.44 meters
Kitchen: 4.6 x 3.4 meters
Primary Bedroom: 3.23 x 2.9 meters
Bedroom 2: 3.4 x 2.36 meters
Bedroom 3: 2.87 x 2.21 meters

Basement

Laundry room: 3.04 x 2.33 meters
Bedroom 4: 4.36 x 4.42 meters
Bedroom 5: 4.19 x 2.08 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Water Heater
Flooring: Laminate, Ceramic
Foundation: Block
Exterior: Vinyl siding
Lot Features: Sump Pump

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

70d

Kawartha Lakes (Lindsay) listings, avg age

73d

Price / ft²

$350

List price

$455K

Haho

This 5-bed single family in Kawartha Lakes (Lindsay) has been listed for 70 days, which is 3 days fresher than the city average of 73. Act while there is still low competition.

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Listed by THE DIAMOND REALTY INC. · GARY CHAHINIAN

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9V)

This home lists at $454,900, about 6.3× the local median household income of $72,500.

Carrying it typically needs a household income of about $88,858 (20% down, 25-yr amortization, stress-tested) — roughly 23% above the area median.

Median household income: $72,500
Population: 29,369
Median age: 49.6
Owner / renter: 72% / 29%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9V)

$454,900· $350/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $22,745

Min 5%50%

Mortgage payment$2,396/mo

↳ CMHC premium ($17,286 capitalized)

Property tax (est.)$220/mo

Total monthly$2,616

Cash Needed to Close

Down payment (5%)$22,745

Land transfer tax$5,573

Est. closing costs$3,865

Total cash needed$32,183

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