$499,900

For sale

20 Division Street, Kawartha Lakes (Lindsay) - Single Family for Sale

20 Division Street, Kawartha Lakes (Lindsay), Ontario, K9V4S1

4 beds2 baths7 parking900 ft²43 × 139 ft (6,000 sq ft) lot sizeListed 39 days ago

Overview

This 4-bedroom, 2-bathroom home in Kawartha Lakes is for sale offering roughly 900 sq ft of space. Listed at $499,900, it is attractively priced about 21% below the $629,000 median asking price in Kawartha Lakes. It has been on the market 39 days, fresher than the Kawartha Lakes average of 73 days.

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Description

Charming upgraded home in a desirable Lindsay neighbourhood nestled on a quiet street close to all amenities. This beautifully updated home is move-in ready and full of charm. The main floor features upgraded flooring, a brand-new eat-in kitchen with quartz counters, a bright and inviting living room, a main-floor bedroom or office, a new 4-piece bath, and a cozy back porch-perfect for morning coffee looking over the backyard. Upstairs, you'll find three additional bedrooms and a new 2-piece bath, offering plenty of space for family or guests. The basement is a blank canvas awaiting your personal touch, with laundry conveniently located and plenty of potential for future living space. Recent updates include new roof, siding, and eaves (2023) along with some newer windows for added efficiency and peace of mind. Outside, the property shines with a large in town lot, a 20 x 17 immaculate detached garage/workshop, and an asphalt driveway with ample parking. Located just steps from the Scugog River, beautiful walking trails, parks, Lindsay Golf & Country Club, and the Recreation Centre, this home offers both comfort and convenience. Whether you're a first-time home buyer or looking to downsize, this lovely property could be your next perfect new home. (id:66096)

Property Details

MLS®: X13834070
Property Type: Single Family
Zoning: R2
Bedrooms: 4
Beds (above / below): 3 above · 1 below
Bathrooms: 2
Half Baths: 1
Parking: 7
Interior Size: 900 ft²
Lot Size: 43 × 139 ft (6,000 sq ft)
Frontage: 43 ft
Storeys: 2
Basement: Unfinished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Ownership: Freehold
Property Tax

Rooms

Main level

Foyer: 2.75 x 1.13 meters
Dining room: 2.7 x 2.41 meters
Kitchen: 5.16 x 3.7 meters
Living room: 3.97 x 3.92 meters
Bedroom 2: 2.56 x 2.48 meters

Basement

Other: 2.83 x 3.49 meters
Other: 5.15 x 3.7 meters
Utility room: 4.89 x 7.09 meters

Upper Level

Primary Bedroom: 3.97 x 2.77 meters

Features

Appliances: Washer, Refrigerator, Water meter, Stove, Dryer, Water Heater
Foundation: Concrete
Exterior: Vinyl siding
Lot Features: Flat site

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

39d

Kawartha Lakes (Lindsay) listings, avg age

73d

Price / ft²

$555

List price

$500K

Haho

This 4-bed single family in Kawartha Lakes (Lindsay) has been listed for 39 days, which is 34 days fresher than the city average of 73. Act while there is still low competition.

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Listed by Revel Realty Inc. · Trish Todd

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9V)

This home lists at $499,900, about 6.9× the local median household income of $72,500.

Carrying it typically needs a household income of about $97,648 (20% down, 25-yr amortization, stress-tested) — roughly 35% above the area median.

Median household income: $72,500
Population: 29,369
Median age: 49.6
Owner / renter: 72% / 29%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9V)

$499,900· $555/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $24,995

Min 5%50%

Mortgage payment$2,633/mo

↳ CMHC premium ($18,996 capitalized)

Property tax (est.)$227/mo

Total monthly$2,860

Cash Needed to Close

Down payment (5%)$24,995

Land transfer tax$6,473

Est. closing costs$4,000

Total cash needed$35,468

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