$1,450,000

For sale

28 OXFORD Street, Guelph - Single Family for Sale

28 OXFORD Street, Guelph, Ontario, N1H2M3

4 beds4 baths7 parking2,250 ft²Listed 57 days ago

Overview

This 4-bedroom, 4-bathroom home in Guelph is for sale offering roughly 2,250 sq ft of space. It has been on the market 57 days, fresher than the Guelph average of 63 days.

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Description

Timeless Character Meets Incredible Income Potential in Downtown Guelph! Welcome to this beautiful century home, ideally situated on one of downtown Guelph's most sought-after streets. Full of charm, character, and opportunity, this exceptional property offers a rare combination of classic architecture, versatile living space, and impressive income potential. The detached garage is a standout feature, offering a legal two-bedroom apartment above-perfect for generating additional rental income, hosting extended family, or creating a comfortable multi-generational living arrangement. Inside the main home, the spacious layout is complemented by a separate entrance to the large basement, offering excellent potential for additional living space, a home office, recreation area, or future development opportunities. Upstairs, the loft provides even more possibilities, with plenty of space and potential to create a stunning primary retreat, studio, office, or additional living area tailored to your needs. Step outside and discover a beautiful backyard that feels like your own private retreat in the heart of the city. Gather with friends and family around the wood-fired pizza oven, enjoy summer evenings outdoors, and make the most of this wonderfully inviting space. Located just moments from the best of downtown Guelph, this is a rare opportunity to own a character-filled home in an exceptional location, with the added benefit of a legal secondary dwelling and plenty of future potential. A truly special property where historic charm, flexibility, income potential, and downtown living come together. (id:66096)

Property Details

MLS®: 40860669
Property Type: Single Family
Zoning: R1B
Bedrooms: 4
Beds (above / below): 4 above · 0 below
Bathrooms: 4
Half Baths: 1
Parking: 7
Interior Size: 2,250 ft²
Frontage: 43 ft
Year Built: 1910
Storeys: 2
Style: Other
Basement: Partially finished, Full
Heating: Forced air, Natural gas
Garage: Detached Garage
Fireplace: Yes
Ownership

Rooms

Second level

Bedroom: 12'7'' x 12'1''
Office: 10'6'' x 7'1''
Den: 9'5'' x 11'9''
Bedroom: 13'0'' x 9'9''
Bedroom: 8'8'' x 15'6''
4pc Bathroom

Basement

Utility room: 6'4'' x 9'6''
Storage: 8'0'' x 8'10''
Storage: 8'0'' x 5'6''
Recreation room: 27'0'' x 11'10''
Laundry room

Features

Foundation: Stone
Exterior: Brick

Services

Water: Municipal water
Sewer: Municipal sewage system

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

57d

Guelph listings, avg age

63d

Price / ft²

$644

List price

$1.45M

Homes here sell faster than most markets

Sold homes in this market spent an average of 38 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 97.5 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 4-bed single family in Guelph has been listed for 57 days, which is 6 days fresher than the city average of 63. Act while there is still low competition.

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Listed by Keller Williams Home Group Realty, Brokerage · PAUL FITZPATRICK

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N1H)

This home lists at $1,450,000, about 18.8× the local median household income of $77,000.

Carrying it typically needs a household income of about $283,236 (20% down, 25-yr amortization, stress-tested) — roughly 268% above the area median.

Median household income: $77,000
Population: 42,178
Median age: 41.2
Owner / renter: 54% / 46%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA N1H)

$1,450,000· $644/ft²

For sale

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Full Cost Breakdown

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Down Payment8.28% · $120,000

Min 8.28%50%

Mortgage payment$7,374/mo

↳ CMHC premium ($53,200 capitalized)

Property tax (est.)$758/mo

Total monthly$8,132

Cash Needed to Close

Down payment (8.28%)$120,000

Land transfer tax$25,475

Est. closing costs$6,850

Total cash needed$152,325

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Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice