$1,448,000

For sale

78 Stewart Lake Road, Georgian Bay (Freeman) - Single Family for Sale

78 Stewart Lake Road, Georgian Bay (Freeman), Ontario, P0C1H0

3 beds2 baths13 parking2,250 ft²155 × 235 ft (36,394 sq ft) lot sizeListed 53 days ago

Overview

This 3-bedroom, 2-bathroom home in Georgian Bay is for sale offering roughly 2,250 sq ft of space. It has been on the market 53 days, fresher than the Georgian Bay average of 111 days.

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Description

Experience true four-season waterfront living on beautiful Stewart Lake. Beautifully renovated in 2021, this move-in-ready waterfront home combines modern comfort with timeless Muskoka charm, featuring updated windows, roof, plumbing, a UV-filtered well, heated bathroom floors, a cozy wood-burning fireplace, and a heated garage. Enjoy the convenience of high-speed Bell Fiber Internet, making this an exceptional opportunity for remote professionals, hybrid work, or those seeking the flexibility to work from home while embracing the Muskoka lifestyle. Perfect as a year-round residence or luxury retreat, the property offers reliable access via a township-maintained road with winter maintenance, ensuring easy access in every season. Ideally located just minutes from Port Carling, golf, dining, shopping, and Highway 400, this exceptional waterfront home delivers the perfect balance of privacy, convenience, and year-round recreation. A turnkey purchase may also be available, subject to the agreed purchase price. (id:66096)

Property Details

MLS®: X13780540
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Parking: 13
Interior Size: 2,250 ft²
Lot Size: 155 × 235 ft (36,394 sq ft)
Frontage: 155 ft
Storeys: 2
Basement: Finished, Full
Heating: Propane, Other
Cooling: Central air conditioning
Garage: Detached Garage, Garage
Fireplace: Yes
Waterfront: Yes
Ownership: Freehold
Property Tax

Rooms

Main level

Kitchen: 3.39 x 4.99 meters
Dining room: 5.97 x 3.99 meters
Living room: 5.93 x 4.1 meters
Primary Bedroom: 6.29 x 3.21 meters
Bathroom: 3.37 x 3.51 meters

Basement

Utility room: 2.13 x 3.18 meters
Family room: 6.06 x 3.65 meters
Recreational, Games room: 6.55 x 4.11 meters
Bedroom 2: 3.21 x 2.54 meters
Bedroom 3: 3.21 x 3.71 meters

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Hood Fan, Garage door opener remote(s)
Foundation: Block
Exterior: Wood, Stone
Lot Features: Irregular lot size

Services

Sewer: Septic System

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

53d

Georgian Bay (Freeman) listings, avg age

111d

Price / ft²

$644

List price

$1.45M

Homes here sell slower than most markets

Sold homes in this market spent an average of 71 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell below asking price

Homes in this market sold for an average of 92.7 percent of their asking price over the past year, below the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in Georgian Bay (Freeman) has been listed for 53 days, which is 58 days fresher than the city average of 111. Act while there is still low competition.

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Listed by Corcoran Horizon Realty · JEFFREY BRAUN

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (P0C)

This home lists at $1,448,000, about 18.4× the local median household income of $78,500.

Carrying it typically needs a household income of about $282,845 (20% down, 25-yr amortization, stress-tested) — roughly 260% above the area median.

Median household income: $78,500
Population: 4,824
Median age: 56.8
Owner / renter: 88% / 12%
Avg. household size: 2.1

Source: Statistics Canada, 2021 Census (FSA P0C)

$1,448,000· $644/ft²

For sale

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Full Cost Breakdown

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Down Payment8.27% · $119,800.00

Min 8.27%50%

Mortgage payment$7,364/mo

↳ CMHC premium ($53,128 capitalized)

Property tax (est.)$392/mo

Total monthly$7,756

Cash Needed to Close

Down payment (8.27%)$119,800

Land transfer tax$25,435

Est. closing costs$6,844

Total cash needed$152,079

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