$949,900
Georgian Bay
433 WHITES FALLS Road, Georgian Bay (Baxter), Ontario, L0K1S0
This 4-bedroom, 2-bathroom home in Georgian Bay is for sale offering roughly 900 sq ft of space. Its $949,900 asking price sits right in line with the $949,900 median in Georgian Bay. It has been on the market 107 days, fresher than the Georgian Bay average of 136 days.
Escape to the tranquility of cottage country with this 4-season waterfront retreat on Six Mile Lake, ideally located in the Muskoka-Georgian Bay corridor and only about 1.5 hrs from the GTA via Hwy 400. Set in a quiet, sheltered bay with calm waters, year-round road access, and frequent wildlife sightings such as swans, this property offers the perfect blend of privacy, comfort, and recreation. This inviting cottage offers approx. 1,680 sq. ft. of finished living space over two levels. The main floor features a bright, lake-facing living room with stunning views, a well-appointed kitchen, dining area, a generous bedroom, and a full bathroom. A spacious screened-in porch extends the living space outdoors-ideal for family meals and relaxing summer evenings. The fully finished lower level includes two additional bedrooms, a full bathroom, and a large rec room with a wood fireplace creating a cozy space for cooler evenings. Walk-out patio doors lead to a lakeside patio for seamless indoor-outdoor living. Outdoor features are exceptional, including a newly built deck (2025) with frameless glass railing (2025), a private dock for swimming and boating, and a screened gazebo at the water's edge. Additional structures include two newly built storage sheds and a separate bunkie (10'6" x 11') with sauna perfect for guests or extra sleeping space. Serviced by a drilled well, septic system (last service in May 2026), and propane forced-air furnace. Recent upgrades include air conditioning (2024) and windows (2016), offering comfort and peace of mind. Enjoy endless recreation-swimming, kayaking, fishing, snowmobiling and motor boating right from your own shoreline.Convenient access to Georgian Bay boating routes and nearby marinas in the Port Severn and Honey Harbour area provides fuel, supplies, and entry to the renowned 30,000 Islands. A rare opportunity to own a true four-season Muskoka retreat in a peaceful waterfront setting. Move-in ready and ideal for year-round enjoyment (id:66096)
Features and services as supplied by the listing brokerage.
Long Listed: 107 days on market, against an average age of 136 days across the listings currently for sale in this city
Homes here sell slower than most markets
Sold homes in this market spent an average of 71 days on the market over the past year, against a median of 48 days across the markets we publish.
Homes here sell below asking price
Homes in this market sold for an average of 92.7 percent of their asking price over the past year, below the 96.4 percent median across the markets we publish.
This 4-bed single family in Georgian Bay (Baxter) has been listed for 107 days, which is 29 days fresher than the city average of 136. Act while there is still low competition.
Approximate location — exact address confirmed upon showing
This home lists at $949,900, about 10.8× the local median household income of $88,000.
Carrying it typically needs a household income of about $185,549 (20% down, 25-yr amortization, stress-tested) — roughly 111% above the area median.
Source: Statistics Canada, 2021 Census (FSA L0K)
Pick a time that suits you. A verified local agent confirms within 24h.
Loading rates, 30-yr amortization
Cash Needed to Close
Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice




Estimate the monthly cashflow if you bought this home as a rental. Every figure below is an editable estimate. This is education only, not financial advice.
Enter the monthly rent you expect, or adjust our estimate.
Enter an estimated monthly rent to see the cashflow.
Estimates only, not a mortgage approval or financial advice. Rate, taxes, and allowances are assumptions you can edit above.
Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.