$555,000

For sale

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#406 130 Water Street, Gananoque - Single Family for Sale

#406 130 Water Street, Gananoque, Ontario, K7G0A8

2 beds2 baths1 parking ft²

#607 129 South Street, Gananoque, Ontario, K7G1A1

2 bd2 ba1 pk1,100 ft²+$1308/mo

Listed by CENTURY 21 HERITAGE GROUP LTD., BROKERAGE

#403 130 Water Street, Gananoque, Ontario, K7G0A8

For sale

8 days ago

$699K

#403 130 Water Street, Gananoque, Ontario, K7G0A8

2 bd2 ba1 pk1,300 ft²+$600/mo

Listed by BICKERTON BROKERS REAL ESTATE LIMITED, BROKERAGE

#406 129A South Street, Gananoque, Ontario, K7G0A9

For sale

25 days ago

$825K

#406 129A South Street, Gananoque, Ontario, K7G0A9

2 bd2 ba1 pk1,100 ft²+$1209/mo

Listed by SOTHEBY'S INTERNATIONAL REALTY CANADA

#409 130 Water Street, Gananoque, Ontario, K7G0A8

For sale

29 days ago

$560K

#409 130 Water Street, Gananoque, Ontario, K7G0A8

2 bd2 ba1 pk1,100 ft²+$540/mo

Listed by CENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Investment analysis

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$555,000

Gananoque

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Description

Come and experience elevated living in this bright and spacious newer Condo that perfectly blends style, comfort and convenience. With stunning panoramic views of the St Lawrence River and the Town below. This residence offers a lifestyle as breathtaking as its surroundings. Condo features open concept living with oversized windows that flood the space with natural light and a large private balcony to soak in the views while enjoying your morning coffee or the beautiful sunsets. Call today for your private showing. (id:66096)

Property Details

MLS®: X13143922
Property Type: Single Family
Zoning: Res Condo
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 2
Parking: 1
Interior Size: 950 ft²
Basement: None
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Garage, Underground
Fireplace: Yes
Waterfront: Yes
Condo Fee: $430/mo
Fee Includes: Common Area Maintenance, Insurance, Parking
Ownership: Condo/Strata
Property Tax: $5,397.67/yr
Listed: 169 days ago

Rooms

Main level

Kitchen: 3.4 x 3.13 meters
Dining room: 3.4 x 1.55 meters
Living room: 5.69 x 4.07 meters
Primary Bedroom: 3.77 x 3.34 meters
Bedroom: 2.78 x 2.69 meters
Bathroom: 2.85 x 2.86 meters
Bathroom: 2.55 x 1.45 meters
Laundry room: 2.25 x 1.79 meters
Foyer: 6.4 x 1.52 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Area context

Neighbourhood profile (K7G)

This home lists at $555,000, about 7.2× the local median household income of $77,500.

Carrying it typically needs a household income of about $108,411 (20% down, 25-yr amortization, stress-tested) — roughly 40% above the area median.

Median household income: $77,500
Population: 8,740
Median age: 54.4
Owner / renter: 74% / 26%
Avg. household size: 2.2

Source: Statistics Canada, 2021 Census (FSA K7G)

$555,000· $585/ft²

For sale

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Full Cost Breakdown

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Down Payment5.50% · $30,500

Min 5.50%50%

Mortgage payment$2,908/mo

↳ CMHC premium ($20,980 capitalized)

Property tax (est.)$450/mo

Condo fee$430/mo

Total monthly$3,788

Cash Needed to Close

Down payment (5.50%)$30,500

Land transfer tax$7,575

Est. closing costs$4,165

Total cash needed$42,240

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Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice

#406 130 Water Street, Gananoque - Single Family for Sale

Rental cashflow calculator

Description

Property Details

Rooms

Features

Market Timing

Location

Nearby Places

Neighbourhood profile (K7G)

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Full Cost Breakdown