$369,900

For sale

85 Mill Street, Deseronto (Deseronto (Town)) - Single Family for Sale

85 Mill Street, Deseronto (Deseronto (Town)), Ontario, K0K1X0

3 beds2 baths2 parking1,750 ft²38 × 131 ft (4,978 sq ft) lot sizeListed 51 days ago

Overview

This 3-bedroom, 2-bathroom home in Deseronto is for sale offering roughly 1,750 sq ft of space. Listed at $369,900, it is attractively priced about 5% below the $389,900 median asking price in Deseronto. It has been on the market 51 days, fresher than the Deseronto average of 59 days.

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Description

Welcome to this 3-bedroom, 1.5-bathroom storey-and-a-half home, offering an excellent opportunity for first-time buyers or those looking for comfortable, affordable living. The spacious main floor provides plenty of room for everyday living, with a bonus living room that could also be used as a main-floor bedroom, home office or additional flex space. Upstairs, you'll find three bedrooms and a convenient half bath. Step outside to enjoy your own backyard, with a fire pit providing the perfect spot to relax and unwind on summer evenings. Located within walking distance of the downtown area, you'll have easy access to shops, parks, the public school and other amenities. Recent updates include a new gas furnace in 2025 and a newly shingled roof in 2022. A great opportunity to get into the market and make this home your own! (id:66096)

Property Details

MLS®: X13780304
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Half Baths: 1
Parking: 2
Interior Size: 1,750 ft²
Lot Size: 38 × 131 ft (4,978 sq ft)
Frontage: 38 ft
Storeys: 1
Basement: Crawl space
Heating: Forced air, Natural gas
Cooling: None
Garage: No Garage
Ownership: Freehold
Property Tax: $2,672.53/yr
Listed

Rooms

Main level

Dining room: 3.38 x 3.98 meters
Family room: 3.93 x 4.22 meters
Foyer: 1.9 x 3.85 meters
Kitchen: 3.72 x 4.93 meters
Living room: 4.36 x 3.85 meters
Other: 5.37 x 2.93 meters

Second level

Bedroom: 3.47 x 3.3 meters
Bedroom: 2.77 x 3.33 meters
Primary Bedroom: 5.14 x 3.4 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Window Coverings
Foundation: Stone
Exterior: Vinyl siding

Services

Water: Municipal water
Sewer: Sanitary sewer

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

51d

Deseronto (Deseronto (Town)) listings, avg age

59d

Price / ft²

$211

List price

$370K

Homes here sell faster than most markets

Sold homes in this market spent an average of 36 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell below asking price

Homes in this market sold for an average of 93.8 percent of their asking price over the past year, below the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in Deseronto (Deseronto (Town)) has been listed for 51 days, which is 8 days fresher than the city average of 59. Act while there is still low competition.

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Listed by EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE · TROY GIBSON

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K0K)

This home lists at $369,900, about 4.5× the local median household income of $83,000.

Carrying it typically needs a household income of about $72,254 (20% down, 25-yr amortization, stress-tested) — within reach of the area median.

Median household income: $83,000
Population: 115,850
Median age: 50.8
Owner / renter: 86% / 14%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA K0K)

$369,900· $211/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $18,495

Min 5%50%

Mortgage payment$1,948/mo

↳ CMHC premium ($14,056 capitalized)

Property tax (est.)$223/mo

Total monthly$2,171

Cash Needed to Close

Down payment (5%)$18,495

Land transfer tax$4,024

Est. closing costs$3,610

Total cash needed$26,129

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