$479,900

For sale

#203 138 Hibernia Street, Cobourg - Single Family for Sale

#203 138 Hibernia Street, Cobourg, Ontario, K9A3J8

2 beds1 bath0 parking750 ft²$523/mo condo feeListed 49 days ago

Overview

This 2-bedroom, 1-bathroom condo in Cobourg is for sale offering roughly 750 sq ft of space. Listed at $479,900, it is attractively priced about 14% below the $559,900 median asking price in Cobourg. It has been on the market 49 days, fresher than the Cobourg average of 80 days.

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Description

Welcome to effortless downtown living in the heart of Cobourg! This bright and beautifully updated 2-bedroom condo offers the perfect opportunity to enjoy a walkable lifestyle just steps from everything this charming community has to offer.The west-facing layout fills the home with natural afternoon light. Inside, the open-concept living and dining space creates a comfortable setting for everyday living and entertaining, while two generous bedrooms and a stylishly renovated bathroom provide plenty of space to settle in and make it your own.Extensively updated in recent years, the home is truly move-in ready. The bathroom and A/C were updated in 2024, followed by a new forced-air furnace, fridge, dishwasher, fresh paint and modern light fixtures in 2025.And then there's the location. Leave the car behind and walk to Cobourg's beautiful waterfront, marina, boardwalk and beach, or head into downtown for local restaurants, cafs, boutique shops and community events. Street parking is available nearby, making this an ideal home for anyone looking to embrace the convenience and charm of downtown living.A beautifully maintained home, a prime location, and nothing left to do but move in and enjoy! (id:66096)

Property Details

MLS®: X13800762
Property Type: Single Family
Bedrooms: 2
Beds (above / below): 2 above · 0 below
Bathrooms: 1
Parking: 0
Interior Size: 750 ft²
Storeys: 3
Basement: None
Heating: Forced air, Electric, Other
Cooling: Central air conditioning
Garage: No Garage, Street
Condo Fee: $523/mo
Ownership: Condo/Strata
Property Tax: $2,762/yr
Listed: 49 days ago

Rooms

Main level

Kitchen: 2.74 x 3.19 meters
Dining room: 2.35 x 2.84 meters
Living room: 2.85 x 3.61 meters
Bedroom: 3.21 x 2.77 meters
Bedroom 2: 2.85 x 2.77 meters
Laundry room: 3.1 x 2.6 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer
Exterior: Brick
Lot Features: Carpet Free, In suite Laundry

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

49d

Cobourg listings, avg age

80d

Price / ft²

$640

List price

$480K

Homes here sell close to asking price

Homes in this market sold for an average of 97.6 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 2-bed single family in Cobourg has been listed for 49 days, which is 31 days fresher than the city average of 80. Act while there is still low competition.

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Listed by Homesmiths Real Estate Ltd. · Olivia Homes

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9A)

This home lists at $479,900, about 5.9× the local median household income of $82,000.

Carrying it typically needs a household income of about $93,741 (20% down, 25-yr amortization, stress-tested) — roughly 14% above the area median.

Median household income: $82,000
Population: 26,757
Median age: 53.2
Owner / renter: 74% / 26%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9A)

$479,900· $640/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $23,995

Min 5%50%

Mortgage payment$2,528/mo

↳ CMHC premium ($18,236 capitalized)

Property tax (est.)$230/mo

Condo fee$523/mo

Total monthly$3,281

Cash Needed to Close

Down payment (5%)$23,995

Land transfer tax$6,073

Est. closing costs$3,940

Total cash needed$34,008

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