$519,000

For sale

#201 245 Elgin Street West, Cobourg - Single Family for Sale

#201 245 Elgin Street West, Cobourg, Ontario, K9A5M1

3 beds3 baths2 parking1,300 ft²$598/mo condo feeListed 75 days ago

Overview

This 3-bedroom, 3-bathroom condo in Cobourg is for sale offering roughly 1,300 sq ft of space. Listed at $519,000, it is attractively priced about 10% below the $575,000 median asking price in Cobourg. It has been on the market 75 days, fresher than the Cobourg average of 80 days.

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Description

Welcome home to this convenient main floor condo townhouse at Oxford Ct, where easy single-level living meets low-maintenance comfort in the heart of Cobourg. Step inside to a bright, functional layout designed for effortless day-to-day living and entertaining, featuring seamless flow between the main living spaces and direct access to your own private outdoor patio. Picture morning coffees surrounded by mature trees and relaxing evenings in a quiet, established community setting. The main floor layout offers exceptional accessibility, including direct interior garage access and two full washrooms, all without sacrificing space. Downstairs are a third bedroom and bathroom, providing cozy retreat areas and space for guests. Located just minutes from historic downtown Cobourg, local shopping, essential amenities, and the famous Cobourg Beach and waterfront, this home blends carefree condo living with an unbeatable lifestyle location. (id:66096)

Property Details

MLS®: X13701122
Property Type: Single Family
Bedrooms: 3
Beds (above / below): 2 above · 1 below
Bathrooms: 3
Parking: 2
Interior Size: 1,300 ft²
Storeys: 1
Style: Bungalow
Basement: Finished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: Attached Garage, Garage
Condo Fee: $598/mo
Fee Includes: Common Area Maintenance, Insurance, Parking
Ownership: Condo/Strata
Property Tax: $4,366.09/yr

Rooms

Ground level

Kitchen: 4.9 x 2.98 meters
Bathroom: 2.41 x 1.55 meters
Dining room: 4.37 x 4.04 meters
Living room: 5.89 x 4.51 meters
Primary Bedroom: 4.49 x 3.55 meters
Bedroom 2: 3.94 x 2.61 meters
Bathroom: 4.23 x 2.2 meters

Basement

Bathroom: 2.28 x 1.61 meters
Family room: 5.42 x 3.54 meters
Bedroom 3: 5.81 x 5.36 meters

Features

Appliances: Dishwasher, Stove, Garage door opener remote(s), Two Refrigerators
Foundation: Poured Concrete
Exterior: Brick, Stucco
Lot Features: Wooded area, Conservation/green belt, Dry, Level, In suite Laundry, Guest Suite

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

75d

Cobourg listings, avg age

80d

Price / ft²

$399

List price

$519K

Homes here sell close to asking price

Homes in this market sold for an average of 97.6 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in Cobourg has been listed for 75 days, which is 5 days fresher than the city average of 80. Act while there is still low competition.

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Listed by Royal Lepage Proalliance Realty · Richard Dupuis

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K9A)

This home lists at $519,000, about 6.3× the local median household income of $82,000.

Carrying it typically needs a household income of about $101,379 (20% down, 25-yr amortization, stress-tested) — roughly 24% above the area median.

Median household income: $82,000
Population: 26,757
Median age: 53.2
Owner / renter: 74% / 26%
Avg. household size: 2.3

Source: Statistics Canada, 2021 Census (FSA K9A)

$519,000· $399/ft²

For sale

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Full Cost Breakdown

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Down Payment5.18% · $26,900

Min 5.18%50%

Mortgage payment$2,728/mo

↳ CMHC premium ($19,684 capitalized)

Property tax (est.)$364/mo

Condo fee$598/mo

Total monthly$3,690

Cash Needed to Close

Down payment (5.18%)$26,900

Land transfer tax$6,855

Est. closing costs$4,057

Total cash needed$37,812

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