$549,000

For sale

280 Charlotte Street, Central Elgin (Port Stanley) - Single Family for Sale

280 Charlotte Street, Central Elgin (Port Stanley), Ontario, N5L1A8

3 beds2 baths4 parking900 ft²44 × 133 ft (5,839 sq ft) lot sizeListed 33 days ago

Overview

This 3-bedroom, 2-bathroom home in Central Elgin is for sale offering roughly 900 sq ft of space. Listed at $549,000, it is attractively priced about 19% below the $675,900 median asking price in Central Elgin. It has been on the market 33 days, fresher than the Central Elgin average of 63 days.

Houses for Sale in Central Elgin →All real estate in Central Elgin →

Description

Location is everything, this property truly delivers. Situated on a quiet street just steps from Little Beach and only a short walk to Port Stanley's Main Beach, you'll have easy access to one of Ontario's most beloved beach communities. This well-maintained, year-round brick home, the ideal blend of comfort, convenience, and coastal charm. Featuring 3 spacious bedrooms and 2 full washrooms and a fully finished basement with a cozy family room adorned with a fireplace. This inviting home provides plenty of space for families, retirees. The home has had many updates newer roof, All the windows and doors replaced, in 2026 the attic was insulated up to current code. The fully fenced backyard is perfect for entertaining, gardening, or simply unwinding in your own peaceful outdoor oasis. Stroll to the village's charming boutiques, local shops, and inviting restaurants, or pick up your everyday essentials at Foodland, conveniently located just down the road. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this exceptional property offers the best of lakeside living in one of Southwestern Ontario's most desirable communities. Don't miss your chance to own a piece of Port Stanley-where every day feels like a vacation! (id:66096)

Property Details

MLS®: X13854864
Property Type: Single Family
Zoning: R1
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Parking: 4
Interior Size: 900 ft²
Lot Size: 44 × 133 ft (5,839 sq ft)
Frontage: 44 ft
Storeys: 1
Style: Bungalow
Basement: Finished, N/A
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Garage: No Garage
Fireplace: Yes
Ownership

Rooms

Ground level

Kitchen: 3.6 x 4.1 meters
Bedroom: 3.4 x 3 meters
Bedroom: 3.08 x 3.13 meters
Living room: 5.69 x 4 meters

Basement

Bedroom: 3.71 x 3.71 meters
Recreational, Games room: 6.03 x 6.05 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Water Heater
Foundation: Block
Exterior: Brick

Services

Water: Municipal water
Sewer: Sanitary sewer
Utilities: Sewer, Electricity, Cable

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

33d

Central Elgin (Port Stanley) listings, avg age

63d

Price / ft²

$610

List price

$549K

Homes here sell slower than most markets

Sold homes in this market spent an average of 66 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 3-bed single family in Central Elgin (Port Stanley) has been listed for 33 days, which is 30 days fresher than the city average of 63. Act while there is still low competition.

Set a price alert Book a showing

Listed by SUTTON GROUP - SELECT REALTY INC. · GREG KEANE

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N5L)

This home lists at $549,000, about 6.2× the local median household income of $89,000.

Carrying it typically needs a household income of about $107,239 (20% down, 25-yr amortization, stress-tested) — roughly 20% above the area median.

Median household income: $89,000
Population: 3,714
Median age: 57.6
Owner / renter: 85% / 15%
Avg. household size: 2.2

Source: Statistics Canada, 2021 Census (FSA N5L)

$549,000· $610/ft²

For sale

Book a showing

Pick a time that suits you. A verified local agent confirms within 24h.

Full Cost Breakdown

Loading rates, 30-yr amortization

Current Rates

Loading…

Compare all rates

Down Payment5.45% · $29,900.00

Min 5.45%50%

Mortgage payment$2,878/mo

↳ CMHC premium ($20,764 capitalized)

Property tax (est.)$297/mo

Total monthly$3,175

Cash Needed to Close

Down payment (5.45%)$29,900

Land transfer tax$7,455

Est. closing costs$4,147

Total cash needed$41,502

Get Pre-Approved · Free & Fast

Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice

Rental cashflow calculator