$409,999

For sale

#5 10 Mill Creek Road, Cambridge - Single Family for Sale

#5 10 Mill Creek Road, Cambridge, Ontario, N1R1J6

3 beds2 baths2 parking950 ft²$440/mo condo feeListed 12 days ago

Overview

This 3-bedroom, 2-bathroom condo in Cambridge is for sale offering roughly 950 sq ft of space. Listed at $409,999, it is attractively priced about 18% below the $499,900 median asking price in Cambridge. It has been on the market 12 days, fresher than the Cambridge average of 57 days.

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Description

Affordability and location come together at Unit 5 - 10 Mill Creek Road, Cambridge. This well-maintained two-storey condo townhouse is perfectly suited for first-time buyers or those looking to stop renting and start building a future. Ideally located just minutes from Highway 401, shopping, and everyday amenities, it offers effortless commuting and convenience. The home features approximately 1,500 sq ft of finished living space across three fully finished levels, including three spacious bedrooms and two full bathrooms, providing plenty of room for families or a functional work-from-home setup. The finished basement adds valuable additional living space, and the home is complete with a private yard and low condo fees, making it move-in ready and prepared for its next chapter. (id:66096)

Property Details

MLS®: X14111200
Property Type: Single Family
Zoning: R4
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 2
Parking: 2
Interior Size: 950 ft²
Storeys: 2
Basement: Finished, N/A
Heating: Baseboard heaters, Electric
Cooling: None
Garage: No Garage
Condo Fee: $440/mo
Fee Includes: Common Area Maintenance, Insurance, Parking
Ownership: Condo/Strata
Property Tax: $2,177/yr
Listed

Features

Appliances: Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Window Coverings, Water Heater
Exterior: Brick, Vinyl siding

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

12d

Cambridge listings, avg age

57d

Price / ft²

$432

List price

$410K

Homes here sell faster than most markets

Sold homes in this market spent an average of 32 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 99.8 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 3-bed single family in Cambridge has been listed for 12 days, which is 45 days fresher than the city average of 57. Act while there is still low competition.

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Listed by RE/MAX TWIN CITY REALTY INC. · ADAM PATEL

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N1R)

This home lists at $409,999, about 5.3× the local median household income of $77,000.

Carrying it typically needs a household income of about $80,087 (20% down, 25-yr amortization, stress-tested) — roughly 4% above the area median.

Median household income: $77,000
Population: 42,928
Median age: 40.8
Owner / renter: 59% / 41%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA N1R)

$409,999· $432/ft²

For sale

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Full Cost Breakdown

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Down Payment5% · $20,499.95

Min 5%50%

Mortgage payment$2,159/mo

↳ CMHC premium ($15,580 capitalized)

Property tax (est.)$181/mo

Condo fee$440/mo

Total monthly$2,781

Cash Needed to Close

Down payment (5%)$20,500

Land transfer tax$4,675

Est. closing costs$3,730

Total cash needed$28,905

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