100 Queen Street West, Cambridge, Ontario, N3C1G3

For saleJust listed

Yesterday

$700K

100 Queen Street West, Cambridge, Ontario, N3C1G3

4 bd2 ba4 pk1,750 ft²Lot size 45 × 144 ft (6,480 sq ft)

Listed by HOMELIFE/MIRACLE REALTY LTD

332 QUEEN Street West, Cambridge, Ontario, N3C1G8

For saleJust listed

2 days ago

$700K

332 QUEEN Street West, Cambridge, Ontario, N3C1G8

2 bd4 pk1,941 ft²

Listed by RE/MAX Twin City Realty Inc.

12 TAIT Street, Cambridge, Ontario, N1S3C2

For saleJust listed

2 days ago

$700K

12 TAIT Street, Cambridge, Ontario, N1S3C2

4 bd2 ba3 pk1,964 ft²

Listed by Affinity Real Estate Inc

For sale

8 days ago

$700K

100 QUEEN Street West, Cambridge, Ontario, N3C1G3

4 bd2 ba4 pk1,812 ft²

Listed by HOMELIFE MIRACLE REALTY LTD.

Investment analysis

Rental cashflow calculator

Estimate the monthly cashflow if you bought this home as a rental. Every figure below is an editable estimate. This is education only, not financial advice.

Estimated monthly rent

Enter the monthly rent you expect, or adjust our estimate.

Down payment (%)

Rate (%)

Amortization (yrs)

Property tax (/ yr)

Condo fee (/ mo)

Insurance (est. / mo)

Maint. + vacancy (est. / mo)

Enter an estimated monthly rent to see the cashflow.

Estimates only, not a mortgage approval or financial advice. Rate, taxes, and allowances are assumptions you can edit above.

$899,999

Cambridge

Book a showing

$899,999

For sale

Book a showing

40 JOHN Street, Cambridge - Multi-family for Sale

40 JOHN Street, Cambridge, Ontario, N1S2V4

8 beds4 baths6 parking4,361 ft²Listed 57 days ago

Overview

This multi-family property in Cambridge is for sale offering roughly 4,361 sq ft of space.

Multi-Family Properties for Sale in Cambridge →All real estate in Cambridge →

Description

Legal fourplex in prime West Galt location! 40 John Street, Cambridge delivers almost $70,000 in annual income from a spacious 4-unit building boasting over 4,000 sq ft of finished living space. The layout offers something for every tenant: two 2-bedroom units (one on each side), a 1-bedroom unit in the middle, and a large 3-bedroom unit above — well-suited to multi-generational living or a buy and hold. Set on a quiet, family-friendly street just steps from the Grand River, the Gaslight District, and vibrant Downtown Galt, the property pairs residential charm with real rental appeal. Standout features include 6+ parking spaces, private backyard access for one unit, roof patio access for two units, and high ceilings throughout, backed by recent upgrades — a brand new boiler (2025), partial new roof (2016), 3 of 4 units recently updated, new front deck, new eaves, replaced windows, and an updated lobby/front entrance. (id:66096)

Property Details

MLS®: 40861180
Property Type: Multi-family
Zoning: R1
Bedrooms: 8
Bathrooms: 4
Parking: 6
Interior Size: 4,361 ft²
Frontage: 109 ft
Units: 4
Year Built: 1900
Storeys: 2
Basement: Unfinished, Partial
Heating: Baseboard heaters, Radiant heat, Natural gas, Other
Cooling: None
Garage: Open
Ownership: Freehold
Property Tax: $7,318.96/yr
Listed

Features

Foundation: Stone
Exterior: Brick
Lot Features: Cul-de-sac, Paved driveway

Services

Water: Municipal water
Sewer: Municipal sewage system

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

57d

Cambridge listings, avg age

57d

Price / ft²

$206

List price

$900K

Homes here sell faster than most markets

Sold homes in this market spent an average of 32 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 99.9 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 8-bed multi-family in Cambridge has been listed for 57 days, right at the city average. A solid opportunity worth looking into.

Set a price alert Book a showing

Listed by Flux Realty · Zack Brittain

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N1S)

This home lists at $899,999, about 9.5× the local median household income of $95,000.

Carrying it typically needs a household income of about $175,801 (20% down, 25-yr amortization, stress-tested) — roughly 85% above the area median.

Median household income: $95,000
Population: 20,171
Median age: 42.8
Owner / renter: 71% / 29%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA N1S)

$899,999· $206/ft²

For sale

Book a showing

Pick a time that suits you. A verified local agent confirms within 24h.

Full Cost Breakdown

Loading rates, 30-yr amortization

Current Rates

Loading…

Compare all rates

Down Payment7.22% · $64,999.90

Min 7.22%50%

Mortgage payment$4,629/mo

↳ CMHC premium ($33,400 capitalized)

Property tax (est.)$610/mo

Total monthly$5,239

Cash Needed to Close

Down payment (7.22%)$65,000

Land transfer tax$14,475

Est. closing costs$5,200

Total cash needed$84,675

Get Pre-Approved · Free & Fast

Rates via our partner mortgage brokers at iShopRates · Estimates only, not financial advice