$659,900

For saleJust listed

153 ST ANDREWS Street, Cambridge - Single Family for Sale

153 ST ANDREWS Street, Cambridge, Ontario, N1S1N2

7 beds3 baths3 parking3,138 ft²Listed Today

Overview

This 7-bedroom, 3-bathroom home in Cambridge is for sale offering roughly 3,138 sq ft of space. Listed at $659,900, it is attractively priced about 7% below the $709,000 median asking price in Cambridge. It has been on the market 0 days, fresher than the Cambridge average of 57 days.

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Description

Welcome to 153 St. Andrews Street in desirable West Galt! This character-filled property offers three self-contained units. The basement unit is currently vacant, an excellent opportunity for the new owner to live in one while income pays the expenses! The main floor offers a spacious three-bedroom layout with a welcoming living room, large windows and a bright kitchen. The upper unit features a distinctive loft (additional bedroom or extra living space) with exposed wood beams, skylights and vaulted ceilings. The basement unis has its own exterior entrance, kitchen and bathroom, offering flexibility for an owner-occupant or future rental. A covered front porch, mature trees, a generous backyard and on-site parking add to the appeal. Separate hydro meters help simplify expenses. Located close to downtown Cambridge, shopping, restaurants, schools, parks, trails and transit, with access to Highway 401. Whether you’re looking for a home with rental income, space for extended family or an addition to your investment portfolio, this West Galt property offers character, versatility and opportunity. (id:66096)

Property Details

MLS®: 40876295
Property Type: Single Family
Zoning: R4
Bedrooms: 7
Beds (above / below): 6 above · 1 below
Bathrooms: 3
Parking: 3
Interior Size: 3,138 ft²
Frontage: 45 ft
Year Built: 1918
Storeys: 2
Style: Other
Basement: Finished, Full
Heating: Forced air, Natural gas
Cooling: Central air conditioning
Ownership: Freehold
Property Tax: $4,552/yr
Listed

Rooms

Basement

Storage: 11'7'' x 17'10''
3pc Bathroom
Bedroom: 8'8'' x 9'4''
Kitchen: 8'0'' x 10'11''
Living room: 11'0'' x 21'5''

Second level

3pc Bathroom
Bedroom: 9'9'' x 12'7''
Bedroom: 10'0'' x 18'8''
Kitchen: 7'10'' x 12'10''
Living room: 7'10'' x 16'1''

Third level

Features

Appliances: Refrigerator, Water meter, Stove
Foundation: Unknown
Exterior: Brick Veneer

Services

Water: Municipal water
Sewer: Municipal sewage system
Utilities: Natural Gas, Electricity, Cable, Telephone

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

Cambridge listings, avg age

57d

Price / ft²

$210

List price

$660K

Homes here sell faster than most markets

Sold homes in this market spent an average of 32 days on the market over the past year, against a median of 48 days across the markets we publish.

Homes here sell close to asking price

Homes in this market sold for an average of 99.9 percent of their asking price over the past year, above the 96.4 percent median across the markets we publish.

Haho

This 7-bed single family in Cambridge has been listed for 0 days, which is 57 days fresher than the city average of 57. Act while there is still low competition.

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Listed by RE/MAX Escarpment Realty Inc. · Andrew Caton

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (N1S)

This home lists at $659,900, about 6.9× the local median household income of $95,000.

Carrying it typically needs a household income of about $128,902 (20% down, 25-yr amortization, stress-tested) — roughly 36% above the area median.

Median household income: $95,000
Population: 20,171
Median age: 42.8
Owner / renter: 71% / 29%
Avg. household size: 2.5

Source: Statistics Canada, 2021 Census (FSA N1S)

$659,900· $210/ft²

For sale

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Full Cost Breakdown

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Down Payment6.21% · $40,990.00

Min 6.21%50%

Mortgage payment$3,431/mo

↳ CMHC premium ($24,756 capitalized)

Property tax (est.)$379/mo

Total monthly$3,811

Cash Needed to Close

Down payment (6.21%)$40,990

Land transfer tax$9,673

Est. closing costs$4,480

Total cash needed$55,143

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