$589,000

$609,000For salePrice drop↓ $20,000 (3%)

638 Derbyshire Point Lane, Athens - Single Family for Sale

638 Derbyshire Point Lane, Athens, Ontario, K0E1B0

3 beds1 bath4 parking350 ft²74 × 124 ft (9,188 sq ft) lot sizeListed 47 days ago

Overview

This 3-bedroom, 1-bathroom home in Athens is for sale offering roughly 350 sq ft of space. Its $589,000 asking price sits right in line with the $589,000 median in Athens. It has been on the market 47 days, fresher than the Athens average of 95 days.

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Description

Turnkey and ready to enjoy, this 3-bedroom, 1-bath Charleston Lake cottage offers 74 feet of waterfront, a sandy beach and gorgeous south views across Big Waters. Swim from your own shoreline, head out for a day of boating, gather around the waterside fire-pit or enjoy cooler days by the wood-burning insert (WETT Sept. 2026). Multiple decks provide plenty of space to relax and entertain, while conservation land at the rear adds privacy and a beautiful natural backdrop. An established rental history offers added flexibility. Charleston Lake spans an impressive 6,220 acres with 94 miles of shoreline, approximately 100 islands, three public boat launches and two marinas, offering endless opportunities to explore. Sand Bay County Park is approximately 1 km away, with an additional sandy beach, picnic area and trails. With excellent year-round private road access, this is a wonderful opportunity to make Charleston Lake part of your life. (id:66096)

Property Details

MLS®: X13805264
Property Type: Single Family
Zoning: RSL
Bedrooms: 3
Beds (above / below): 3 above · 0 below
Bathrooms: 1
Parking: 4
Interior Size: 350 ft²
Lot Size: 74 × 124 ft (9,188 sq ft)
Frontage: 74 ft
Storeys: 1
Style: Bungalow
Basement: Finished, Walk out, N/A
Heating: Baseboard heaters, Electric
Cooling: None
Garage: No Garage
Fireplace: Yes
Waterfront

Rooms

Main level

Kitchen: 3.84 x 4.27 meters
Primary Bedroom: 2.95 x 3.58 meters
Bedroom: 2.9 x 3.58 meters
Bedroom: 2.72 x 2.49 meters
Bathroom: 2.69 x 1.6 meters

Lower level

Living room: 6.71 x 3.61 meters
Utility room: 6.53 x 3.96 meters

Room details as supplied by the listing brokerage. Dimensions are shown in the unit the listing states, and are approximate.

Features

Appliances: Refrigerator, Stove, Microwave, Hood Fan, Furniture, Water Heater
Foundation: Block
Exterior: Wood
Lot Features: Carpet Free

Services

Water: Drilled Well
Sewer: Holding Tank

Features and services as supplied by the listing brokerage.

Market Timing

Days on market

47d

Athens listings, avg age

95d

Price / ft²

$1,685

List price

$589K

Homes here sell slower than most markets

Sold homes in this market spent an average of 60 days on the market over the past year, against a median of 48 days across the markets we publish.

Haho

This 3-bed single family in Athens has been listed for 47 days, which is 48 days fresher than the city average of 95. Act while there is still low competition.

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Listed by RE/MAX RISE EXECUTIVES, BROKERAGE · WILF KNAPPERS

Location

Approximate location — exact address confirmed upon showing

Nearby Places

Area context

Neighbourhood profile (K0E)

This home lists at $589,000, about 7.1× the local median household income of $83,000.

Carrying it typically needs a household income of about $115,052 (20% down, 25-yr amortization, stress-tested) — roughly 39% above the area median.

Median household income: $83,000
Population: 39,649
Median age: 49.6
Owner / renter: 84% / 16%
Avg. household size: 2.4

Source: Statistics Canada, 2021 Census (FSA K0E)

$589,000· $1,685/ft²

For sale

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Full Cost Breakdown

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Down Payment5.76% · $33,900

Min 5.76%50%

Mortgage payment$3,078/mo

↳ CMHC premium ($22,204 capitalized)

Property tax (est.)$312/mo

Total monthly$3,390

Cash Needed to Close

Down payment (5.76%)$33,900

Land transfer tax$8,255

Est. closing costs$4,267

Total cash needed$46,422

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